Equity Indexed Annuities Features

Equity-Indexed Annuities In The United States
3.2.3 Evaluation of product features 7 3.2.3.1 Index 7 3.2.3.2 Downside protection 9 3.2.3.3 Indexing or interest calculation methods 10 Equity-indexed annuities (EIAs) have been the fastest growing annuity product in the last few years (since 1995). ... Fetch Content

The Pros And Cons Of Equity Indexed Annuities
The Pros and Cons of Equity Indexed Annuities EIAs look attractive to conservative investors today. But product features have changed, so advisers should tread carefully. ... Doc Viewer

EVALUATING EQUITY INDEXED ANNUITIES - Financeware.com ...
EVALUATING EQUITY INDEXED ANNUITIES Compare the terms and features of the EIA to other fixed income alternatives. If tax deferral is not controlling, such alternatives may be very competitive, especially over the short term. ... Fetch Full Source

Investor Bulletin - U.S. Securities And Exchange Commission ...
What are some of the contract features of indexed annuities? Indexed annuities are complicated pr oducts that may contain several features that can affect your return. You should understand how an indexed annuity computes its index-linked interest rate before you ... Return Document

Index-Linked Crediting Feature For Deferred Non-Variable ...
Additional reduction in nonforfeiture rate for equity-indexed annuities. Based on my review, I certify that insurance, insurance regulation, crediting features, nonforfeiture, annuity, non variable, deferred, index-linked, crediting ... Read Full Source

Equity Indexed Annuities - Ohio Department Of Insurance
What are equity indexed annuities? An equity-indexed annuity is a fixed annuity that earns interest or provides benefits that are linked the features of your particular annuity. Your equity-indexed annuity promises to pay a minimum interest rate. ... Retrieve Document

An Economic Analysis Of Equity-Indexed Annuities
Features of equity-indexed annuities and explained how they can be modeled and evaluated in January 2006. II. Rule Proposal A. Clarification of Regulation Annuity contracts which meaningfully transfer risks from investors to issuers are ... Retrieve Content

Annuities - The Colorado Bar
Equity-indexed annuities combine features of traditional insurance products (guaranteed minimum return) and traditional securities (return linked to equity markets). Depending on the mix of features, an equity-indexed annuity may or may not be a security. ... Doc Retrieval

Equity-Indexed Annuities: A View From 1,000 Feet
Equity-Indexed Annuities: A View from 1,000 feet ACSW Fall Meeting November 11, 2005 John A. Adduci, FSA, MAAA Actuarial Associate, PolySystems Inc. Outline of Today’s Presentation: • Product Description and Features EIA Features Trends in EIA: ... Get Document

AUGUST 2005 GUIDANCE SUGGESTED ROUTING - FINRA - Home Page
Equity-indexed annuities are financial instruments in which the issuer, usually an insurance company, guarantees a stated interest features of an EIA or the extent to which an EIA meets the needs of a particular customer. Of course, ... Get Content Here

An Overview Of Equity-Indexed Annuities - Welcome To ...
Equity-indexed annuities are quite similar to equity-participation securities, which are traded on Contract Features A. Maturity Equity-indexed annuity contracts pay out at maturity just like zero-coupon bonds but ... Fetch Document

NAIC Guideline ZZZ: Equity-Indexed Annuities
Equity-indexed annuities have been the rave product of 1996 and part of 1997. They're less popular now as the features: the entire product, the pattern of guaranteed participation rates, the surrender charges, vesting ... Get Document

Why You Should Avoid Equity-Indexed Annuities At All Costs
Why You Should Avoid Equity-Indexed Annuities At All Costs The Problems, Traps, and Pitfalls of What I and investors has little to do with their rates of return or beneficial features. We’ll uncover why they’re so popular with insurance agents in a few ... Access Full Source

Buyer’s Guide To: Fixed Deferred Fixed Fi Xed Deferred ...
With Appendix for Equity-Indexed Annuities Fixed Fi xed Deferred Defer r ed AnnuitiesAnnui ti es Fixed Deferred Annuities National Association of Insurance Commissioners 2301 McGee St describes some other equity-indexed annuity features ... Visit Document

Indexed Annuity Products - Actuarial Jobs - Actuarial Exam ...
Name “equity indexed annuity others) will be common features Immediate indexed annuities will be more available page 30 Will an indexed annuity be in your future? Title: PowerPoint Presentation Author: Tim Smith Created Date: ... Return Document

An Overview Of Equity-Indexed Annuities - SLCG Securities ...
Equity-indexed annuities are quite similar to equity-participation securities, which are traded on Contract Features A. Maturity Equity-indexed annuity contracts pay out at maturity just like zero-coupon bonds but ... Read More

Reinsurance Of Equity-Indexed Annuities - SOA - Society Of ...
Product designs and features. There have been special features that have been introduced in these products, and these are some of the things I know that the reinsurers will deal with. An equity-indexed annuities type of approach could well be. I would ... Fetch This Document

NATIONAL ASSOCIATION FOR FIXED ANNUITIES WHITE PAPER ON FIXED ...
Because of these features, fixed indexed insurance products are receiving a lot of attention from These products are sometimes called “equity index annuities” or “EIAs.” indexed annuities – allow the owner to withdraw, ... Read Here