Features Of Indexed Annuities

Lincoln Financial Group Responds To Advisor And Consumer Needs With Innovative Life Insurance Product Tied To 10-Year ...
RADNOR, Pa., March 5, 2013 /PRNewswire/ -- Lincoln Financial Group (NYSE: LNC) today announced the introduction of its Lincoln Treasury Indexed Universal Life (IUL) solution designed to capture the benefits ... Read News

Equity-Indexed Annuities In The United States
3.2.3 Evaluation of product features 7 3.2.3.1 Index 7 3.2.3.2 Downside protection 9 3.2.3.3 Indexing or interest calculation methods 10 Equity-indexed annuities (EIAs) have been the fastest growing annuity product in the last few years (since 1995). ... Return Document

Equity Indexed Annuities - Ohio Department Of Insurance
The features of your particular annuity. Equity-Indexed Annuities Page 2 Questions to ask your insurance agent or the company: • What is the guaranteed minimum interest rate? • What charges, if any, are deducted from my premium? ... Access This Document

Why You Should Avoid Equity-Indexed Annuities At All Costs
And investors has little to do with their rates of return or beneficial features. We’ll uncover why they’re so popular with insurance agents in a few moments. indexed annuities (and there are many, many of them out there). If so, ... Fetch Document

If You See What Looking 3/1/2013 Please Call 888/467 6755
Features Participation Rate Indices NASDAQ NASDAQ NASDAQ NASDAQ NASDAQ S&P 500 S&P 500 S&P 500 S&P 500 S&P 500 EURO STOXX EURO STOXX EURO STOXX FTSE FTSE Blended Blended Blended Blended Blended One 3/1/2013Resource Group Indexed Annuities ... Access Full Source

An Economic Analysis Of Equity-Indexed Annuities
Features of equity-indexed annuities and explained how they can be modeled and evaluated in January 2006. II. Rule Proposal A. Clarification of Regulation Annuity contracts which meaningfully transfer risks from investors to issuers are ... Return Doc

Buyer’s Guide To: Fixed Deferred Fixed Fi Xed Deferred ...
With Appendix for Equity-Indexed Annuities Fixed Fi xed Deferred Defer r ed AnnuitiesAnnui ti es Fixed Deferred Annuities National Association of Insurance Commissioners 2301 McGee St describes some other equity-indexed annuity features ... Get Content Here

UNDERSTANDING FIXED INDEXED ANNUITIES
Fixed Indexed Annuities combine the features of Fixed Annuities — including tax-deferred interest accumulation, a minimum guaranteed interest rate, and guaranteed income at retirement — with interest crediting options ... Retrieve Here

Fixed Indexed Annuities
Fixed Indexed Annuities July 2012 Introduction In recent years, the fi nancial crisis, record low interest rates and brief spikes in credit spreads caused many GMWB features, similar to ones offered on VAs, were introduced with FIAs in 2006. ... View This Document

Indexed Annuity Products - Actuarial Jobs - Actuarial Exam ...
Others) will be common features Immediate indexed annuities will be more available page 30 Will an indexed annuity be in your future? Title: PowerPoint Presentation Author: Tim Smith Created Date: ... Return Document

Annuities - The Colorado Bar
Equity-indexed annuities combine features of traditional insurance products (guaranteed minimum return) and traditional securities (return linked to equity markets). Depending on the mix of features, an equity-indexed annuity may or may not be a security. ... Document Retrieval

An Overview Of Equity-Indexed Annuities - SLCG Securities ...
Contract Features A. Maturity Equity-indexed annuity contracts pay out at maturity just like zero-coupon bonds but indexed annuities.10 Our software allows us to evaluate various equity-indexed annuities and to ... Access Doc

An Overview Of Equity-Indexed Annuities - Welcome To ...
Contract Features A. Maturity Equity-indexed annuity contracts pay out at maturity just like zero-coupon bonds but indexed annuities.10 Our software allows us to evaluate various equity-indexed annuities and to ... View Doc

Investor Bulletin - U.S. Securities And Exchange Commission ...
What are some of the contract features of indexed annuities? Indexed annuities are complicated pr oducts that may contain several features that can affect your return. You should understand how an indexed annuity computes its index-linked interest rate before you ... Retrieve Here

Index-Linked Crediting Feature For Deferred Non-Variable ...
Index-Linked Crediting Features for Deferred Non-Variable Annuity products filed with the Interstate Insurance Product Regulation Commission (“IIPRC”). additional reduction in nonforfeiture rate for equity-indexed annuities. Based on my review, I certify that ... Doc Viewer

EVALUATING EQUITY INDEXED ANNUITIES - Financeware.com ...
EVALUATING EQUITY INDEXED ANNUITIES Compare the terms and features of the EIA to other fixed income alternatives. If tax deferral is not controlling, such alternatives may be very competitive, especially over the short term. ... Read Document

NATIONAL ASSOCIATION FOR FIXED ANNUITIES WHITE PAPER ON FIXED ...
Investment features. Fixed indexed insurance products are a natural evolution of the traditional fixed insurance fixed indexed annuities provide a dollar amount of death benefit equal to total purchase payments less expenses and withdrawals. ... Access Document

Important Information About Your Annuity Investment June 2011
Equity-indexed annuities combine features of traditional insurance products (guaranteed minimum return) and traditional securities (return linked to equity markets). Depending on the mix of features, an equity-indexed annuity may or may not be a security. ... Get Doc

Tax-Sheltered Retirement Plans - Welcome To Utah State University
Equity Indexed Annuities Complicated investment for sophisticated investors Minimum guaranteed return Rate of return on your investment is based on an underlying index Annuities b/4 & after Retirement Annuities: Common Features Accumulation Phase Deferred Types of Deferred ... Doc Viewer

Indexed Annuities - Welcome To BGA Insurance
• Features subject to current contract terms at time of sale. Unempoyment benefit at no add'l cost Indexed Annuities Last update March 1, 2013 Please verify rate before submitting application. Issue Ages Nursing Home and Terminal Illness waivers. ... Read Document

The Pros And Cons Of Equity Indexed Annuities
The Pros and Cons of Equity Indexed Annuities EIAs look attractive to conservative investors today. But product features have changed, so advisers should tread carefully. ... Fetch Here