Variable Annuities Comparisons

Why Don’t People Choose Annuities? A Framing Explanation
Variable annuities offering “guaranteed series of comparisons between pairs of fictitious retirees who had managed their retirement wealth in different ways, some choosing life annuities and other choosing competing products (such as consol ... Read Document

Incorporating Best Practices Into Your 403(b) Plan - ISCEBS Home
Ticipants to make easy comparisons in a transparent way. Additionally, the plan sponsor, or the employer, will receive new disclosures from the DC providers, variable annuities or retail mutual funds that carry higher fees. 3 403(b) Plans and Annuities ... Read Document

Variable Life Insurance: Is It Worth It? - Consumer ...
At least for the variable annuities we recommend, more money may be added to the annuity as time passes. This might Do not believe any comparisons between VUL’s and external investments offered by life insurance agents, even on ... Fetch Full Source

PACIFIC SELECT VARIABLE ANNUITY II SEPARATE ACCOUNT B
Performance Comparisons and Benchmarks annuities with larger first payments, but the increases in subaccount annuity payments would be smaller and the associated with variable life insurance or variable annuities. ... Read Full Source

Mutiny Against Morningstar: Dominance Of Variable Annuity ...
On tools that provide comparisons of variable annuity living benefits. The availability of accurate, up-to-date variable annuity data has never been more At Wachovia Securities, Senior Vice President of Annuities Bernie Gacona said that ... Access Doc

ANNUITIES
COMPARISONS WITH OTHER ANNUITIES OR MUTUAL FUNDS 78. ANNUITIES 78. MUTUAL FUNDS 79. 2001- WHAT HAPPENS NOW? 80. WHAT’S OUT THERE? SUMMARY OF PRESENT PRODUCTS 82. Types of Premiums 82. Variable Annuities (and especially, Equity Indexed Annuities) ... Read Here

RECORD, Volume 31, Number 1 - SOA - Society Of Actuaries
Probably variable annuities will come in somewhere around number six or seven. They appear in many of those lists, and there is an explanation. They are typically based on apples-to-oranges comparisons with mutual funds, because a lot of time ... Access This Document

Moody's Looks At Guaranteed Segregated Funds In Canada ...
Comparisons between Canadian seg funds and U.S. variable annuities are made where applicable. Seg Funds Versus Variable Annuities- Seg funds are often compared with variable annuities (VAs) in the U.S., but they are not identical products. ... View Full Source

Jackson(SM) Launches Living Benefits Selection Center
Presentations, fact sheets and side-by-side comparisons of Jackson's optional living benefits. Variable annuities involve investment risks and may lose value. An annuity is a long-term, tax-deferred vehicle designed for retirement. ... Access Doc

Senior Protection In Annuity Transactions Regulation
Making incomplete comparisons regarding the terms or conditions of any annuity NASD and suitability of variable annuities. Compliance with the National Association of Securities Dealers Conduct Rules pertaining to suitability shall satisfy the ... Fetch This Document

Annuities: The Problems
With profits or variable annuity products from a pension fund instead of the guaranteed payments they now are required to receive. 1999 which provides international comparisons on indexed annuities. For international comparisons more broadly, ... Retrieve Document

Texas Department Of Insurance
_____ The insurer must be licensed to sell variable annuities in Texas. Separate Accounts - 28 TAC, Subchapter H, §3.704 B. an illustration reflecting comparisons at the various assumption rates (to be provided with the disclosure). ... Return Document

FLORIDA TIGHTENS LAWS ON SUITABILITY OF ANNUITY SALES TO SENIORS
Comparisons or material omissions to sell insurance or to induce other actions. “Churning” is prohibited by Section 626.9541(1)(aa), Fla. Stat. the Seibel Act from variable annuities to all annuities. At the same time, however, the new ... Doc Retrieval

STATEMENT OF ADDITIONAL INFORMATION
Performance Comparisons and Benchmarks annuities with larger first payments, but the increases in subaccount annuity payments would be smaller and the associated with variable life insurance or variable annuities. ... View Doc

Transfer Payout Annuities
And do not apply to variable annuities, mutual funds or any other product or service not fully backed by TIAA’s claims-paying ability. 4 based on Morningstar expense comparisons by * category. This applies to variable annuities and mutual fund expense ratios. ... View Doc

Www.myceisonline.com
COMPARISONS WITH VARIABLE ANNUITIES. The most common mistake by those who are attempting to evaluate EIAs is to compare them to a Variable Annuity—which are not EIAs—instead of comparing them to other forms of fixed annuities–which ARE EIAs. ... Access Full Source

Variable Annuity Sales Practices
Benefits of Variable Annuities 9 Key Selling Points Comparisons (for exchanges); Emphasis on liquidity for funding needs ... Retrieve Here

Insurance Annuity Contract Expense Benchmarking Study
Cross-company comparisons. Overall highlights of the study include the following: • Service issues remain, creating improvement opportunities for all companies. variable annuities have 38% more activity per contract than fixed annuities. ... Get Doc

WHAT SETS TIAA-CREF APART
And do not apply to variable annuities, mutual funds or any other product or service not fully backed by based on Morningstar expense comparisons by category. Please note that lower expenses do not mean higher returns.. C48435A. HOW TO ENROLL ONLINE TIAA-CREF MAKES IT EASY FOR YOU TO ENROLL ... View Full Source

AA Producer’s Producer’s GGuide To Uide To BBrokerage ...
Term Universal Life Variable Annuities Variable Life Variable Universal Life Whole Life Annuities Exchange Company/rate comparisons Continuing education classes As needed Forms available 2600 N. Mayfair Rd., ... Access Document