Members Variable Annuities

Financial Advisor Variable Annuity Sales Practices
Special Guidance for Variable Annuities a) NASD N ti t M b 99NASD Notice to Members 99-35 b) The SEC/NASD 2004 Joint Report B. State Insurance Suitability Requirements C. State Securities Requirements 2. Equity Indexed Annuities A. NASD - Notice to Members 05-50 ... Read Document

PROSPECTUSES
MAY 2012 This booklet is for contract owners of MEMBERS® Choice Variable Annuity, an individual variable annuity issued by CMFG Life Insurance Company and supported by the CMFG Variable Annuity Account. ... Doc Retrieval

About Experts Sitemap - Group 43 - Page 45 2012-08-30
Below are the five NAIFA members in your community. I have not talked with any of them. You may contact any of them, or I could look for someone to assist you from the St Paul area. variable annuities, fixed annuity, risk tolerance: Hi Earl, ... Read Article

KPMG'S INSURANCE INSIDERS WEEKLY ALERT [[ K P M G A N A L Y S ...
Variable annuities are contracts between an investor and an insurance "Variable Contracts" ? NASD Reminds Members of their Responsibilities Regarding the Sale of Variable Life Insurance" (July 2000). This publication focuses on retail sales of variable life ... View Document

Thrivent Posts Strong 2012 On Eve Of Expansion Vote
The 111-year-old Lutheran financial organization may open membership to all Christians. ... Read News

Equity-Indexed Annuities And Variable Annuities—Similarity ...
Ance to its members on sales supervi-sion of non-registered EIAs, and the SEC is gathering information on how cuss how variable annuities can be appropriate (i.e. suitable) in sales to seniors, qualified plans, 1035 exchanges, and bonus products. ... Fetch This Document

GROUP VARIABLE ANNUITY - Department Of Financial Services ...
Variable Annuities – Deferred If requested by the Superintendent, biographical data with respect to the officers and directors of the company and the members of the committee, board or other similar body of the separate account. Authorized Foreign Insurer. ... View Document

Report Recommends Changes For Multiemployer Pension Plans
Proposals from industry-union panel could help shape future legislation. ... Read News

Suitability Webinar Resources - IIS7
Of Variable Annuities (May 1999) (reminding members of their responsibilities, including suitability Indexed Annuities (August 2005) (discussing members’ responsibilities for supervising sales of equity-indexed annuities) ... View Document

ADVISOR USE ONLY
Reproduced or quoted to, or used with, members of the general public. The guarantees offered by RiverSource annuities are backed by the strength and soundness of RiverSource Life • RAVA 5 SM Variable Annuities • Portfolio Navigator program • SecureSource 3SM benefit – Annual Credits ... View This Document

For Immediate Release— February 28, 2001
Call upon all of its members to provide this data to Info-One/VARDS using the standardized format agreed upon by the NAVA Research Committee. efforts, and conferences aimed at furthering the development of fixed and variable annuities, ... Get Doc

NASD Proposes Rule On Transactions In Deferred Variable Annuities
In Notice to Members 99-35, which represent “best practices” for transactions in deferred VAs, and NASD Proposes Rule on Transactions in Deferred Variable Annuities —Audrey L. Cheng Responding to the complaints of customers who ... Get Doc

An Overview Of Equity-Indexed Annuities
3 See Equity-Indexed Annuities NASD Notice to Members 05-50, August 2005. 3 fixed contracts, variable annuities are securities registered with the Securities and Exchange Commission (SEC). To learn more about variable annuities, ... View This Document

College Retirement Systems: Social Security, And Variable ...
Variable Annuities?involve theory and practice that are really quite new, one only twenty years old in the United States, the other five years old. Both topics also members of the faculty when their usefulness is undermined by age. "The ... Read Content

INVEStmENt PRoduCtS & SERVICES AdVISoRy - Alston & Bird LLP
Of the material features of deferred variable annuities. The SEC release did not contain an effective date or a compliance date; however, it an exemptive order allowing FINRA members to hold customer funds for no more than seven business days while completing the principal review without (i) ... Doc Retrieval

FULL OR PARTIAL WITHDRAWAL REQUEST FIXED/VARIABLE ANNUITIES
FIXED/VARIABLE ANNUITIES Annuities ReliaStar Life Insurance Company (Home Office: Minneapolis, MN) Woodbury, NY) Members of the ING family of companies (“the Company”) ING Service Center: PO Box 5050, Minot, ND 58702-5050 Phone: 877-884-5050 Fax: 800-382-5744 ... Read Document

To: NAIC Life Insurance And Annuities (A) Committee Members ...
NAIC Life Insurance and Annuities (A) Committee Members . From: Felix Schirripa, FSA, MAAA . Chair, Contingent Deferred Annuity (CDA) Subgroup . Date: February 22, 2012 . These products resemble GLWB riders with variable annuities, and many of the ... Access This Document

Special Issues For Variable Annuities
The members of the work group responsible for the practice note are as follows: Thomas A. Campbell, FSA, MAAA Donna R. Claire, FSA, MAAA Variable annuities that include fixed and market value adjusted account options have the added ... Fetch Content

ANNUITIES
More than 420 FPA members answered our questions. The results of the 2010 Financial Adviser Use and Perceptions of of the variable annuities and riders you use. ◊ Discuss the benefi ts of any guaran-tees, in addition to their limitations, ... Read Here

Income Amounts Based On Age And Deferral Period Talking Points
Not to be used with or distributed to members of the general public. Income Amounts based on Age and Deferral Period Talking Points 1 459851 (10/12) \爀屲Variable annuities are long-term investment vehicles designed for retirement savings. ... View Full Source

An Overview Of Equity-Indexed Annuities - SLCG Securities ...
3 See Equity-Indexed Annuities NASD Notice to Members 05-50, August 2005. 3 any recommendation to liquidate securities to purchase an equity-indexed annuity requires a 5 Premium or bonus credits are a gimmick used to sell both variable annuities and equity-indexed annuities. ... View This Document

Death Entitlements-- Active Duty - United States Military ...
Family members of military personnel who die while serving on active duty, Survivor annuities are taxable income. Variable Annuity Compared to Index Funds; Survivor Benefit Plan (Reserves) ... Read Article

How To Get Passive Income In Retirement - Money Over 55 ...
For this reason it is important to have advisors and family members you trust. Predictable, Variable Or Guaranteed; Interview with David Nilssen, CEO of Guidant Financial Group - Page 2; Dana Anspach Annuities; Careers in Later Life; Insurance; Before Retirement; After Retirement; ... Read Article

III(a) BD - Annuities: Fixed, Indexed And Variable
NSCP workshops are closed to Regulators and members of the press so that attendees will be encouraged to tackle common compliance problems deferred variable annuities, such transactions remain subject to NASD Rule 2310, the Suitability ... Access Document