Annuitant Driven Variable Annuities

PACIFIC VOYAGES
Not driven by stock price when making decisions. For more information, visit annuitant) and the lifetime of another person (as the secondary annuitant). Variable annuities are long-term investments designed for retirement. ... Read Full Source

Eight-Hour Annuity Training Outline - California Department ...
1. Define variable annuities 2. Define fixed annuities 3. Define indexed annuities 4. Distinguish the rights of the annuity owner in annuitant-driven contracts B. Describe the rights and obligations of the annuitant 1. ... Document Viewer

Advanced Markets Q&A
Even though our contracts are owner-driven, at the annuitant’s death. What about the income benefit and commissions? Trust-owned annuities Allianz Life Insurance Company of North America. Pre-591/ 2 10% penalty.Allianz looks to the age ... Retrieve Here

NEW YORK LIFE VARIABLE ANNUITIES
NEW YORK LIFE VARIABLE ANNUITIES Supplement dated August 12, 2011 This supplement amends the disclosure regarding New York Life Variable Annuities (“VA If the Annuitant enters a nursing home, or becomes terminally ill or disabled, ... Access Content

Non-Qualified Annuity Ownership, Annuitant, And Beneficiary ...
And (2) Owner-driven. Annuitant-driven annuities are those that contractually pay a death benefit when the annuitant dies. When the annuitant dies, the contract terminates and the death benefit, if any, is paid to the contract’s designated beneficiary. ... Access Document

2004 Annuity Training Outline - California Department Of ...
Distinguish the role of annuitant in owner-driven contracts 3. C. Identify and discuss contract provisions common to variable annuities 1. Variable options a. Equity-based b. Risk-based 2. Fixed options (Section 10127.10 of the CIC) 3. Charges and fees ... Document Retrieval

Introduction To Annuities
Annuities that provide current payments to an annuitant are Variable annuities compete for money that might otherwise be in taxable mutual funds. The creation of annuities was driven by our need for security in an uncertain world and ... Access Full Source

Annuitant Guide - SURS - State Universities Retirement System ...
Annuitant — A person receiving a retirement, reversionary, survivor, beneficiary, or disability retirement annuity variable annuities, but also bears the risk. Application of Changes in the Law Generally, changes in the retirement law are ... Retrieve Document

INformatIoN About Your VarIable aNNuItY DeatH BeNefIt
Variable Annuities issued by: Genworth Life and Annuity Insurance Company. Richmond, VA and annuitant-driven. This means that a death benefit is payable upon the death of an annuitant. If an annuitant dies, regardless of whether he/ ... Fetch Here

May / 2006 - James T. Gentry, CFP®, ChFC®& Special Needs ...
An annuitant-driven contract is often an older contract whose contractual benefits (e.g., enhanced death benefit) are paid upon the death of the annuitant. Variable annuities are offered by prospectus only, which are available from your ... Read Content

STAT STRANGER-ORIGINATED ANNUITY TRANSACTIONS: Migration Of ...
Deferred variable annuities > had driven Caramadre to school, years ago > After a Catholic church service, Caramadre approached the 83 year old Mizzoni about an requirements for annuities – Require consent of annuitant > ... Fetch Here

Page 1 of 4 Imeriti, Inc. rev. 10.11.2010 Owner and Annuitant – Joint – Information for Non-Qualified Annuities 1 Company Joint Owner Joint Annuitant Owner Driven ... Fetch Content

CALIFORNIA 8-HOUR ANNUITY TRAINING
Variable annuities are regulated by the Securities and Exchange Commission and the sale of variable annuities is overseen by FINRA. annuitant-driven, and the wife/annuitant has died, the guaranteed death benefit of $750,000 is payable. ... View Full Source

8 Hour California Annuity Course
Variable Annuities .. 30 Equity Index Annuities the role of annuitant in owner-driven contracts .. 34 the role of annuitant in annuitant-driven contracts ... Access Content

Structuring Annity Contracts - San Antonio Estate Planners ...
Owner-driven, annuitant-driven Annuities often seem to have their own special language and, in fact, they do. Although there are Variable annuities issued by Pacific Life Insurance Company are distributed by Pacific Select Distributors, Inc. ... Read Document

ANNUITIES
CHAPTER FIVE - VARIABLE ANNUITIES 40. THE SEPARATE ACCOUNT THAT VARIES 40. SECURITIES AND INSURANCE REGULATION 41. Most annuities are considered as "annuitant-driven," i.e., if the annuitant reaches a certain age, died, or became disabled, ... Retrieve Document

Understanding Variable Annuities
Variable annuities are generally not suitable for meeting short-term liquidity needs as the additional cost of unexercised protection alternative investments and other quantitative driven strategies that typically invest in various asset classes that the annuitant or both. ... Doc Viewer

Understanding Variable Annuities
Understanding Variable Annuities or other quantitative driven strategies) (“subaccounts”) that typically invest in various asset classes that may include stocks, bonds, derivatives, commodities and money-market instruments. the annuitant or both ... Return Document