Modified Guaranteed Annuities

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington ...
Our single-premium deferred modified guaranteed fixed indexed annuities offer a fixed account and various indexed accounts. The fixed account earns interest at a specified rate of return determined by us, subject to certain minimums. ... Read Document

Benefits Of Equity Indexed Annuities - Freedom Equity Group.com
Fixed Indexed Annuities can help you win the “financial tug of war!” “I want the POTENTIAL to grow my money Guaranteed lifetime income available through annuitization or the purchase of an optional lifetime income Last modified by: Annie Branson Created Date: 11/17/2004 4:01:51 ... Read Full Source

ANNUITIES
And the current interest rate must be declared in advance and not modified more than once a year. It must not be marketed as a security or sold (primarily) Fixed annuities normally apply the guaranteed minimum interest rate to the entire premium deposit each year. ... Fetch Here

Horizon Annuity
Modified guaranteed annuities are long-term investments designed for re t i rement purposes. The contract’s p rospectus contains information relating to charges, expenses and complete details of coverage. This and ... Document Viewer

Insurance Regulators Heighten Focus On Life Insurer's ...
Accounts, including market value adjusted annuities, BOLI/COLI, group annuities and modified guaranteed annuities, of which 81 were not legally insulated (although the FAWG report notes that there are “different views on what is defined as legally insulated”). ... Return Document

Tax-Sheltered Retirement Plans - Welcome To Utah State University
Annuities are most often bought for future retirement income, and can pay an income that can be guaranteed to last as long as you live.” Last modified by: Administrator Created Date: 3/31/2003 5:10:06 PM ... Read Here

MINNESOTA REQUIREMENTS, VARIABLE ANNUITIES
VARIABLE ANNUITIES : I. Minnesota Specific Requirements . or a modified guaranteed annuity, that option must meet the requirements for its type of annuity. 7. If the variable annuity filing includes any form of guaranteed living benefit (e.g., ... Access Doc

NAIC Spring 2006 - PwC: Audit And Assurance, Consulting And ...
• Modified Guaranteed Annuity Regulation - the changes are intended to bring the model in line Variable Annuities with Guaranteed Living Benefits - The revision extends the sunset date from January 1, 2006 to January 1, 2008. Group ... Retrieve Content

Attachment A
Annuity Rescission Periods -- HB1032 creates a free look period for purchasers of fixed, variable, or modified guaranteed annuities of at least twenty days after the delivery of the contract. ... View Full Source

In Accordance With RIGL §42-35-4.2, Periodic Refiling Of ...
Insurance Regulation 85 - Modified Guaranteed Annuities Insurance Regulation 86 - Minimum Reserve Standards for Individual and Group Health Insurance Contracts Insurance Regulation 87 - Annual Audited Financial Reports ... Read Content

MICHIGAN LIFE PRODUCER SERIES 16-65
Market Value Adjusted Annuities (Modified Guaranteed Annuities) Uses of Annuities Lump Sum Settlements Qualified Retirement Plans Group versus Individual Annuities Personal Uses Individual Retirement Accounts (IRAs) Tax-Deferred Growth ... Fetch Here

Life, Accident And Health Insurers - Annual Filings Checklist ...
Ongoing Compliance for Equity Indexed Annuities 2 EO xxx 3/1 Company K 12 Actuarial Certification Related to Hedging required by Actuarial Guideline XLIII 2 EO 19 Actuarial Opinion required by Modified Guaranteed Annuity Model Regulation ... Fetch Here

Ralph D. Spaulding, J.D., CLU, ChFC (518) 887-5407
Are accumulation annuity products (i.e., excess interest annuities, modified guaranteed annuities, 3 equity indexed annuities) that provide for an accumulation phase and permit (but do not require) the contractholder to annuitize his or her account balance using the contract’s guaranteed ... Fetch Full Source

Annual Statement Supplement For Missouri - DIFP L Department ...
1.7) Annuities (with life contingencies) a) Ordinary b) Variable c) Modified Guaranteed d) EquityIndexed 1.8 Modified Guaranteed. d) EquityIndexed 2.8) Deposit­Type Contract Funds (includingvariable contracts withoutlife ... Retrieve Full Source

ACSW Regulatory Update - Boerner Final
C3 Phase I – Interest rate risk for annuities and single premium life, implemented 12/31/00 NAIC asked the AAA to look at the C3 component of RBC for products with equity Modified Guaranteed Annuities Group Annuities containing GLBs or ... Read Here

Allocation To Deferred Variable Annuities With GMWB For Life
NOTE: A modified version of this article can be found in the Journal of Financial Planning February 2010. and variable annuities with guaranteed minimum withdrawal benefits for life creates a powerful retirement income solution that ... Return Document

Codification Of Statutory Accounting - Casualty Actuarial ...
A235-1 A-250 Variable Annuities A250-1 A-255 Modified Guaranteed Annuities A255-1 A-270 Variable Life Insurance A270-1 A-440 Insurance Holding Companies A440-1 A-585 Universal Life Insurance A585-1 A-588 Modified Guaranteed Life Insurance A588-1 A-620 Accelerated Benefits ... View Document

Great American Life Insurance Company Fixed Annuities
Multi-Year Guaranteed Escalating Rate Annuities Base Rate American Freedom Stars & Stripes® Modified Single Premium Fixed-Indexed Annuities7 Safe ReturnSM 2.75% 2.75% 2.75% Declared Rate Strategy8 Indexed Strategies9 Bonus Features and Rate Notices ... Retrieve Doc

MINNESOTA APPLICATIONS REQUIREMENTS, LIFE INSURANCE AND ANNUITIES
AND ANNUITIES: I. Minnesota Specific Requirements . K. Modified Guaranteed Annuity : Minn. R. 2751.0700, subpart 1. E. The application for a modified guaranteed annuity shall prominently set forth immediately preceding the signature line, language denoting that ... View Full Source