Annuities Contracts

ONe C RP RATe DRIve Prudential Income Annuity
Annuity contracts contain exclusions, limitations, reductions of benefits and terms for keeping them in force. Annuities have limitations and withdrawal charges. For more information about Prudential Income Annuity, including charges, ... Access Doc

Variable Annuities And Retirement Income
Variable annuities are long-term contracts with an insurance company that are designed specifically for retirement purposes. A variable annuity with income or withdrawal protection options (riders available for an additional cost) can help ensure that you ... Fetch Content

Prudential Income Annuity
Annuities 02-0572 PIA Bro_3P_v9mf 3/11/03 4:36 PM Page 1. 2 PRUDENTIAL INCOME ANNUITY 3 TAX ADVANTAGES contracts. However, this penalty does not apply when distributions are made: • From an immediate annuity (i.e., an annuity ... Read More

Raymond Gonzalez: Deciphering The Many Features Of Annuity Investments
Many retirees and pre-retirees have accumulated their retirement nest egg through equity investing, and they often want to continue with these investments during retirement. Many times, however, they find that their tolerance for risk and market volatility is not what it used to be. ... Read News

Fixed Annuity Interest Rates - INSUR-SAFE, INC. ANNUITIES
Annuities issued by Liberty Life Insurance Company ALL RATES EFFECTIVE JUNE 1, 2010* See annuity contracts for complete details. ¹RBC Choice Series: annual point-to-point (AP2P) cap will never be less than 2%. 1-year monthly point-to-point ... Document Retrieval

Buyer's Guide To: Fixed Deferred Annuities With Appendix For ...
With Appendix for Equity-Indexed Annuities Fixed Fi xed Deferred Defer r ed AnnuitiesAnnui ti es Fixed Deferred Annuities National Association of Insurance Commissioners This guide focuses on fixed deferred annuity contracts. There is, however, a brief description of variable annuities. ... Read Full Source

ING U.S. Expands Its Suite Of Retirement Income Solutions With New ING Lifetime Income Annuity
WINDSOR, Conn., March 5, 2013 /PRNewswire/ -- ING U.S. announced today that it has expanded its lineup of retirement income product and service offerings with the launch of the new ING Lifetime Income ... Read News

Forethought Enters Variable Annuity Market With Launch Of ForeRetirement℠ Variable Annuity Featuring Daily Benefit ...
Forethought Financial Group, Inc. , through its Forethought Life Insurance Company subsidiary, has launched the ForeRetirement variable annuity with daily benefit opti ... Read News

Special Issues For Variable Annuities ...
Special Issues for Variable Annuities Introduction This practice note was prepared by a work group organized by the Committee on State Life insurance and annuity contracts which may specifically provide for the insulation of Separate ... Retrieve Content

INSURANCE DIVISION OF INSURANCE Standards For Individual ...
Individual market value adjusted annuities (MVAs). MVAs are annuity contracts that credit guaranteed and non-guaranteed interest, but that, upon surrender, adjust the surrender value to reflect current interest rate levels for fixed-income securities. ... Return Document

Withdrawals From annuity contracts - Services Financial ...
If you take a distribution from any of these contracts, the taxable amount reported to you and the IRS will be based on earnings of all such contracts. ■ Please check this box if you purchased multiple nonqualified Annuity contracts from Allianz Life ... Access This Document

Premiums paid on commercial annuities or insurance contracts recovered tax free; or the nontaxable part of a charitable gift annuity. This box does not show any IRA contributions. If the amount shown is your basis in a designated Roth account, the year you first made ... Return Doc

Texas Department Of Insurance
PRODUCT: GROUP ANNUITIES USED AS FUNDING PLANS, GUARANTEED INVESTMENT CONTRACTS (GICS), PENSION PLANS, AND SYNTHETIC GICS . DOCUMENT: CHECKLIST . All references in this checklist to the Texas Administrative Code and the Texas Insurance Code are referred to as TAC and ... Fetch Document

A Handbook On Beneficiary Designations For Annuity Contracts
John Hancock Annuities | Beneficiary Designations 1 Table of Contents Most contracts allow for joint or “co-owners.” In most instances, upon the death of the first owner, the surviving owner will be “deemed” the beneficiary.* ... Retrieve Document

DISCLOSURE AND COMPARISON OF ANNUITY CONTRACTS
Built into individual annuity contracts or added by rider, endorsement or amendment. The benefits are triggered by a qualifying event associated with either the annuitant or owner, as specified in the contract. i. ... Doc Retrieval

Why Is The Northwestern Mutual Select Variable Annuity ...
With over 1,300 variable annuities available in the U.S. today, it can be difficult to decide which is the best for you. why is the Northwestern Mutual Select variable annuities contracts give you the choice of both front- and back-load ... Retrieve Content

Annuities
Annuities have surrender or withdrawal charges to discourage people from taking money from an annuity or ending (surrendering) the contract prior to retirement. annuity contracts to protect consumers and foster consumer education. ... Doc Viewer

An Overview Of Variable Annuities
An Overview of Variable Annuities Why Consider a Variable Annuity? Variable annuity contracts typically have a “free look” period of ten or more days from receipt, during which you can terminate the contract without paying any surrender charges and get ... View This Document

Investing In Annuities, Mutual Funds, And UITs
Investing in Annuities, Mutual Funds, and UITs A Guide from SunTrust Investment Services, Inc. Investing in Annuities This brief guide is designed to help you make Annuity contracts are generally designed for long-term retirement savings and should not ... Document Retrieval

FITTING VARIABLE LIFE INSURANCE AND VARIABLE ANNUITIES INTO ...
1 For a general overview of how variable contracts operate under federal securities and tax laws and regulations, see Frederick R. Bellamy & Steven B. Boehm, The Investment Company ... View This Document