Fixed Asset Annuities

Fixed Index Annuities - Annuity Think Tank - About Annuities ...
Fixed Index Annuities: Lower Risk for Savers, Economic Opportunity for Broker-Dealers Wade Dokken wade@wealthvest.com April 14, 2010 this asset allocation blend should result in total returns below 8%. Thus, today’s most popular variable annuities seem to be ... Get Document

American Asset Allocation
> You want exposure to equity and fixed-income asset classes > American Funds' Multiple Portfolio Counselor System allows each manager to implement Annuities and is authorized for distribution only when preceded or accompanied ... View Doc

Optimal Asset Allocation In Enterprise Annuity Account Management
To be fixed income securities or termed deposits. In other words, if even an insurance calculated optimal asset allocations for enterprise annuities are 0.75% on equities, 5.47% on government bonds, 4.02% on corporate bonds, ... Get Content Here

Should Annuities Be Part Of Your Retirement Portfolio?
Suitable asset allocation for individual investors. A recent study by Dr Peng Chen and Dr Moshe Milevsky however has raised questions on the effectiveness of this theory when than fixed annuities. There are two other variations. ... View Document

Annuities
Net asset values of the subaccounts and because of fees assessed by the insurance F ixed annuities offer fixed returns and fixed payouts during retirem ent. M uch of our discussion applies w ith slight m odification to fixed annuities. ... Get Document

Variable Annuities: Pros And Cons - Insurance Industry ...
In contrast to fixed annuities, the money in variable annuities can increase. Pros. For example, recent academic studies suggest that asset allocation, rather than active management, is the best tool for maximizing rate of return. ... Read Article

John Hancock Closed-End Funds Declare Quarterly Distributions
BOSTON, March 1, 2013 /PRNewswire/ -- The five John Hancock closed-end funds listed below declared their quarterly distributions today as follows: Declaration Date:   March 1, 2013   Ex Date:   March 7, ... Read News

Annuity Care® II - CPS Insurance
Fixed annuities have limitations. If you decide to take your money out early, you combines long-term asset growth and long-term care benefits. Policy form SA35 may not be available in all states or may vary by state. The ... Fetch Doc

The Difference Between Investing And Income Planning
If you were given false information, when would you want to know about it? If the consequence was whether or not you would run out of money in retirement, it’s not even a question; you would want to know immediately. ... Read News

Guaranteed Income Benefits (income For Life) Variable ...
Variable Annuities and Fixed Indexed Annuities. Also, annuities can be tax-qualified or Asset protection – In many states, all annuities are protected from creditors. The Bad Lack of disclosure – Many times advisors who sell VAs do not fully disclose the ... Retrieve Doc

Dependable asset Growth On Your Terms With ATHENE MaxRate ...
Dependable asset growth on your terms with ATHENE MaxRate Multi-Year Guarantee Annuity (MYG) You’ve worked hard to make money fixed annuities – how they work, and how to make them work for you – that set us apart. Athene Annuity is a ... Content Retrieval

Annuities issued by Transamerica Life Insurance Company in Cedar Rapids, Target Allocations for Asset Classes Equity 2 70% Fixed Income3 30% Domestic Small-Cap Stocks..4.5% Global Real Estate..4% Foreign Emerging Markets Stocks ... Fetch This Document

UNDERSTANDING FIXED INDEXED ANNUITIES
Traditional Fixed Annuities have been helping people from all walks of life prepare for a secure retirement. With their they can help you achieve your retirement asset accumulation objectives as part of an overall asset accumulation strategy. ... View Full Source

Withdrawal Rate Rule 2 And 3 - The Right Asset Allocation For ...
Withdrawal rate rule two dictates the asset allocation model you should follow; the right proportion of equities to fixed income so your retirement income can keep pace with inflation. Money; Money Over 55. Annuities; Careers in Later Life; Insurance; Before Retirement; After Retirement; ... Read Article

The Need To Insure Retirement With Fixed Deferred And ...
Discussion from one of asset allocation and wealth accumulation to one of protecting savings and the managed distribution of income. fixed annuities, the dollar amount of annuity payments purchased by each dollar of contract value is set in ... View Full Source

ING U.S. Expands Its Suite Of Retirement Income Solutions With New ING Lifetime Income Annuity
WINDSOR, Conn., March 5, 2013 /PRNewswire/ -- ING U.S. announced today that it has expanded its lineup of retirement income product and service offerings with the launch of the new ING Lifetime Income ... Read News

Merging Asset Allocation And Longevity Insurance: An Optimal ...
Solely of fixed annuities. Because the pay-ments are the same year after year, pur-chasing power is eroded as the annuitant gets older. The second curved line repre- immediate annuities and traditional asset Chen Optimal Allocations TABLE 3 ... Read Here

RiverSource Privileged Assets Select Annuity
Variable annuities are insurance products that are complex, LONG-/INTERMEDIATE-TERM FIXED INCOME Columbia Variable Portfolio – Diversified Bond Fund (Class 3) RiverSource_NY_Priv_Asset_Sel_Annuity.docx Author: C64184 ... Fetch This Document

Massachusetts Mutual Life Insurance Company - Wikipedia, The ...
Baring Asset Management Limited; Cornerstone Real Estate when it began offering policies under which proceeds would be paid over a fixed period or individual disability insurance (DI), annuities, long-term care insurance, retirement plans, and asset management through the ... Read Article

Special Issues For Variable Annuities ...
Section B. Asset adequacy analysis considerations. PN31/L99-06 LIFE PRACTICE NOTE 1999 Section A: Statutory Reserve and Accounting Requirements Q. A. Applying CARVM to fixed annuities generally entails determining future guaranteed benefits ... Read Full Source

Wharton Financial Institutions Center - Penn: University Of ...
Keywords: Indexed annuities, retirement, optimal asset allocation JEL classifications: G11, G22, G23, J26 “Fixed annuities are competitive with taxable bond mutual funds.” Index Compen-dium 12, 2. Marrion, Jack. 2003. Index Annuities: Power & Protection. ... Get Document

Discovery Classic® One Corporate DrIve Fixed Annuity
Discovery Classic Fixed Annuity is issued by The Prudential Insurance Company of America, asset management, securities brokerage, Annuities have limitations and withdrawal charges. For more information about ... Get Doc

American Equity Is The Gold Standard For Index Annuities
Cap PR Asset Fee Current Fixed Value Rate 1.65%++ S&P 500 Annual Monthly Average w/PR N/A 15% N/A Indexed annuities are not sponsored, endorsed, sold or promoted by Standard & Poor’s, and Standard & Poor’s makes no representation ... Fetch Full Source

Merging Asset Allocation And Longevity Insurance: An Optimal ...
Discussing the problems with fixed payout annuities -- and then moves on to Optimal asset allocation mix with payout annuities Smart asset allocation decisions that take advantage of the diversification benefits ... Return Document