Top Annuities Producer

Guggenheim Is Flexing Its $170 Billion Muscles
When the bidding began last winter for the Los Angeles Dodgers -- a storied baseball team in America's capital of glamour -- the lengthy list of suitors was predictably studded with bold-faced names. There were TV celebrities like Larry King, baseball luminaries like the former Dodgers great Steve Garvey, billionaire investors such as hedge fund mogul Steve Cohen, and prominent owners of other ... Read News

Brokers Alliance On Demand - YouTube
15:42 Getting into a Producer's Success "Zone" (The P 83 views | 3 weeks ago; 15:42 The #1 Secret that Separates Top Producers from 112 views | 3 weeks ago; 15:42 The Financial Industry Monthly Update February 31 views Annuities, Premium Financing ... View Video

Top Summer Annuity Trad
For Producer use only- not intended for use in solicitation of sales to the public. Top Fixed Index Annuities; OptiPoint ; Lincoln OptiPoint Client Brochure ; Bonuses Available on initial premium as well as on additional premiums added to ... Get Document

Annuities Combined With Life Insurance
Annuities & Life Insurance Double Edged Planning Devices heirs Erosion at top income brackets in the 70% range A Solution Tap a portion of the annuity each year Funds will be taxed sooner or later Can withdraw or annuitize Withdrawals We also offer you a short producer piece, ... Fetch Here

ING Fixed Annuities Elite Producer Deferred Compensation Plan ...
The ING USA Elite Producer Plan, a non-qualified deferred compensation plan, is exclusively for our top agents who satisfy the eligibility criteria for a plan year. ING Fixed Annuities Elite Producer Deferred Compensation Plan Fact Sheet. ... Access Document

Lessons For Carriers That Want To Grow Voice Of The producer ...
Producer compensation be disclosed to insurance buyers. they place 61 percent of new business with their top carrier and 21 percent with their second carrier. Carriers products, like annuities, to older and more affluent clients. ... View Document

Producer Product Guide
Producer Product Guide Annuities and Life Insurance issued by Liberty Life Insurance Company FOR PRODUCER USE ONLY. ‘Forms’ menu at the top of the page Ordering Sales Materials & Forms Web site: http://rbc.litorders.com To self-register, ... Access Content

Boise, Idaho 2012 INA Top Producer Summit Sept 10-12 2012
Whether you sell Annuities, Employee Bene˜ts, Life, or Long Term Care Insurance - this is a must-attend event for Producers who want to grow their practice. our 2012 Top Producer Summit website! INA Producer Summit attendance is subject to availability. ... Document Viewer

DALBAR Recognizes The Best Websites In Life Insurance & Annuities
DALBAR Recognizes the Best Websites in Life Insurance & Annuities New York Life Stays At the Top in Consumer Rankings; Mobile Access Continues to Grow (Boston, MA. - August, 2009 and Principal Financial has a mobile app for producer compensation information while ... Read Here

ANNUITY SUITABILITY WHY REGULATORS ARE CONCERNED
Over half the annuities issued by some of the top annuity writers in Wisconsin are issued to seniors age 65 and above. producer’s recommendations other than the annuities offered by the insurer, general agent or independent agency. ... Document Retrieval

Electronically reprinted from March 2011 LifeInsuranceSelling.com Persistence helPed Shelley Fiore become a toP Producer in a male-dominated industry. ... Access This Document

Commission Bonus (ANX)
Aviva’s 2012 Annuity IMO Top Producer Conference Cabo San Lucas A retreat under the Baja Sun Agent sells $3 million in annuities and $100k of target life Annuity Production: $3,000,000 Life Production: (30 X $100k) =$3,000,000 ... Document Retrieval

Are Top Producers Generalists Or Specialists?
Fixed income, annuities, mutual funds. This indicator varies with the broker's length of service A top-gun producer, ranked in the top 1 percent of the salesforce, might generate 80 percent. Second, we examined the number of products sold by brokers. ... Doc Retrieval

Producer Services announces a “Simplified” Yes, when appointing for Fixed Life Insurance, Fixed Annuities, Long Term Care Insurance, Linked Benefits, • This section is to be completed by a designated representative of the top level ... Document Retrieval

2009 PRCUA TOP ANNUITY PRODUCERS
Among the top five PRCUA recognized in the Narod Polski newspaper. The “star” producer in the #1 position is Dennis Drake, CBC, CFC, Elite IRA Advisor from Wilmington, DE. He sold an amazing 53 annuities during the year 2009. He has been in the insurance business since 1989. ... View Doc

Fixed Index Annuities
143731 11/26/12 For Producer/Agent In FormAtIon only. not to be r eProduced or Shown to the Publ Ic. annuities is the way in which their expenses and fees savings should be top of mind when making any recommendations. ... Access Doc

(800) 783-5206, Press 1 Annuities Term Life ROP Term AIP ...
With 3 Producer Perks.* ANNUITIES: 10% of total collection premium for the first five policy years LIFE: 100% up to target, Top 70 index annuity pro-ducers. Top 25 Certainty /Certainty Select producers. Top 5 Confidence Income producers. Producers with ... Doc Retrieval

FIXED ANNUITIES WERE UP 60% o The flight to safety took off in 2008 but it hit the stratosphere on Sept. 17, LAST YEAR, AND IT LOOKS LIKE THE TOP 10 INDEPENDENT PRODUCER CHANNEL PRODUCTS require substantial doldrums. In addition, caps and partici- indexed ... View This Document

Aviva’s 2012 Annuity IMO Top Producer Conference Cabo San Lucas
Aviva’s 2012 Annuity IMO Top Producer Conference Cabo San Lucas A retreat under the Baja Sun Agent sells $3 million in annuities and $100k of target life Annuity Production: $3,000,000 Life Production: (30 X $100k) =$3,000,000 ... Doc Retrieval

Financial Advisor Marketing Tip: Affluent Lie #1 - YouTube
1:09 Ask Suze: What's wrong with annuities? by moneymindedmoms 44,986 views 10:35 Difference between Financial Advisor & Insurance Agent by Yap Ming Hui 196 views Top Producer Insight- Annette Bau by Annette Bau 6,971 views ... View Video

Annuities With Guaranteed Rates

FORETHOUGHT LIFE INSURANCE COMPANY ANNUITY INTEREST RATE UPDATE
BONUS ADVANTAGESM RATES INCOME 125 SM ULTRA BAND HIGH BAND LOW BAND Fixed Account Strategy Annual Guaranteed Lifetime Income Benefit Plus Rider Charge Forethought® annuities are available in most states with contract series FA1001SPDAX-01, ... Retrieve Doc

FOCUS ANNUITIES Fixed Annuity Trends: Distribution Matters
FOCUS ANNUITIES Fixed Annuity Trends: Distribution Matters By DANNY FISHER HEN LOOKING AT FIXED annuity trends, it’s important to guaranteed rates to increase as rates rise. Due to the extremely low current rate environment, many companies have ... Fetch Full Source

Understanding annuities
Rates on capital gains and dividends would make the investment return for the taxable investment more favorable, only annuities provide . Guaranteed Death Benefit If you die before you begin to receive lifetime income or any other annuity payout option, your beneficiaries ... Return Doc

New Market Takes Shape: Deferred Income Annuity Product Helps Redefine Retirement Market As Sales Hit $1 Billion
New York Life today announced that its new Guaranteed Future Income Annuity1 , a flexible way to generate lifetime income in the future, exceeded $1 billion in premiums since its July 2011 introduction. ... Read News

Variable Annuities
Annuities Variable Missouri Securities Division guaranteed to receive a specified amount. Assuming there is still taxed on the earnings at ordinary income tax rates. In general, the benefits of variable annuities, including tax deferrals, will ... Access Doc

ING Fixed Annuities Rates
Initial Minimum Guaranteed Strategy Value Rates: 2.00% on 100% of premiums1 (assumes no withdrawals, surrender charges or premium taxes, if any) ING Envoy Six Fixed Index Annuity (Flexible Premium) ING Fixed Annuities Rates annually thereafter). ... Access This Document

13670 0112 FDA Brochure
7 For Tax-Sheltered Annuities (403(b) plans), guaranteed fixed interest rates, and the tax-deferral feature can help your money grow faster. We’re at Your Service Your New York Life agent is your best source of information and service. ... Doc Viewer

Great American Life Insurance Company Fixed Annuities
Great American Life Insurance Company® Fixed Annuities Fixed annuity interest rates effective March 14, 2011. For more information, call our Sales Support team at (800) 438.3398, ext. 11999. Guaranteed Rates FY Rate Exceptions Guar. Min. ... View Document

Great American Life Insurance Company Fixed Annuities
Multi-Year Guaranteed Rate Annuities: Base Rate FY Rate: Effective Yield Immediate Annuity Sample Quote: $100,000 for a 65-year old male in Ohio, Non-qualified 6 5 Escalating interest rates guaranteed for initial term. SPIA rates are as of 6/27/11. ... Read Full Source

Variable annuities - The Fowler Group
Withdrawal rates: ages 45-64: 4%; ages 65-74: 5%; ages 75-80: 6%; ages 81+: 7% LifeGuard Freedom Flex DB—Guaranteed Death Benefit in the PerspectiveSM Family of Variable Annuities. Guaranteed Income for You: ... Access This Document

Challenger Lifetime Annuity Rates - Managed Fund Discounts ...
Challenger Guaranteed Annuity Earning Rates 02 April to 08 April 2012 Challenger Lifetime Annuities Annuity Rates offering a guaranteed lifetime income Keywords: Challenger, Lifetime, Annuity, Annuities, Rates, guaranteed, income, life ... Fetch Doc

Payout Annuities - Equitable Life Insurance Company Of Canada
Payout Annuities are key to providing a guaranteed income. You may have other income products that contribute to • Competitive rates Plan Availability • Registered • Non-registered Product Options (& Issue Ages) • Life Annuity (16 – 86) ... Access Full Source

Pickett Group Inc. GUARANTEED RATE ANNUITIES 800‐333‐1999 ...
GUARANTEED RATE ANNUITIES Rates as of 800‐333‐1999 February 15, 2013 Surrender Charges/Riders Many unique riders along with Return of Purchase payment Call for details! On full surrender, minimum surrender value is return of premiums paid, less any cumulative withdrawals. ... Fetch Doc

Immediate Income Annuities And Defined Contribution Plans
Guaranteed income.Fixed income annuities provide a steady income stream, protecting retirees against bond market risk and the risk of at current annuity rates, a participant would need to invest nearly $500,000 in an annuity to get the ... Access Full Source

Buyer's Guide To: Fixed Deferred Annuities With Appendix For ...
There is a table of guaranteed benefit rates in each annuity contract. Most companies have guaranteed value. Averaging In some annuities, the average of an index’s value is used rather than the actual value of the index on a specified date. ... Fetch This Document

Annuity Answer Booklet
Renewal Rates After this guaranteed period The Standard may change the annuity’s crediting rate according to prevailing interest rates and the performance of deferred annuities during the first 90 contract days. In addition, our flexible ... Fetch This Document

Guaranteed Growth Fixed Deferred Annuity Fact Sheet
Guaranteed Growth Fixed Deferred Annuity Fact Sheet Subject: The AXA Equitable Guaranteed Growth Annuity (GGA) is a single premium fixed deferred annuity contract that offers tax-deferred growth and guaranteed interest rates. Keywords: Annuity; annuities; fixed annuity; interest rates ... Document Viewer

Annuities - AARP - Health, Travel Deals, Baby Boomers ...
Annuities One of the biggest challenges you will encounter on your journey toward guaranteed. It varies, depending on how the investments are doing. rather than at the lower capital-gains rates. ... Fetch Document

Secure Benefits Annuities

The Need To Insure Retirement With Fixed Deferred And ...
Secure retirement income. This means that individuals must be prepared to manage their savings to last . Deferred annuities offer accumulation benefits during a pay -in period and retirement income benefits during a pay-out period. ... Get Content Here

ING Fixed Annuities Rates
ING Secure Series ING Secure Index benefits such as contract guarantees, death benefits and the ability to receive a lifetime income are contained within the annuity for a cost. Want to know about ING Fixed Annuities interest rate changes fast? ... Retrieve Here

Guide To…
Superannuation benefits taken in cash also count towards the RBL, with the cash amount indexed • Consider using suitable immediate annuities and allocated pensions for a secure flow of income and to delay lump sum tax. ... Fetch Full Source

Lifestream Guaranteed Income - Commonwealth Bank - Personal ...
CMLA guarantees all benefits under policies described in this PDS. The Commonwealth Bank of Australia and its subsidiaries • for annuities purchased with personal send the original to the Tax Office and keep your copy in a secure place. 3 What is your registered business name or ... Retrieve Content

Federal Government To Phase-out Paper Checks For Benefit Payments
Recipients of Social Security, Supplemental Security Income, veterans' compensation and pensions, wages for federal employees, civil service annuities, railroad retirement benefits, black lung payments and Indian Trust Fund payments will be affected. ... Read News

Annuity Answer Booklet
This booklet will provide you with general facts about individual annuities. For additional information more specific to Standard Insurance Company’s products benefits, if a spouse assumes ownership of a deferred annuity, all provisions remain in effect, ... Get Document

A G What Are The Benefits Of A Moody Gift Annuity? ARTNERSHIP
What Are the Benefits of a Moody Gift Annuity? Income: You (and/or another annuitant) annuities you can establish is unlimited and is not affected by the value of the gift, other similar secure investments. Unlimited Opportunity: ... Content Retrieval

.5x11 Worksite Template - USI Annuity
ING Secure Index Opportunities Plus Annuity Annuities are issued by ING USA Annuity and Life Insurance Company, (Des Moines, IA), member of the ING family of companies. Additional features and benefits such as contract guarantees, ... Retrieve Doc

EGACY OPE The Charitable Gift Annuity
Designations of retirement plan benefits, and other estate gifts. Life income gift plans, including charitable gift annuities, also are important to our secure income, for instance. This may be a useful estate planning tool for non- ... Retrieve Content

Changes To Defined Benefit Pension Provision
Annuities will provide scheme trustees and companies with additional options when managing their schemes. would make additional assets available to secure the benefits of active and deferred scheme members. Where sovereign annuities are purchased in the pensioner’s ... Read Content

TIAA Traditional Annuity: The Foundation Of A Safe And secure ...
For accumulating annuities and January 1 for lifetime payout annuities. other benefits. In 2010 we paid out more 3 secure retirement. With $469 billion in total assets under management, TIAA-CREF is one of the ... Return Doc

How Are Annuity Payments Taxed?
Uncle Sam's cut depends on the type of annuity as well as how and when you receive payments. ... Read News

A Guide To Pension Crystallisation Options
•There is only a minimum of paperwork needed to start the payment of benefits. Disadvantages of annuities: •The income is fixed at outset and depends on annuity rates available now. adversely as to secure an impaired life annuity; ... View Doc

For A secure Retirement Integrity Gold - My Annuity Training
For a secure retirement. As retirement age approaches, we are wise to consider: n Are Our Retirement Dollars Safe? benefits of Indexed Annuities with the annual reset interest crediting design. All of our current products offer annual reset ... Get Document

EXEC UTIVE OFFIC E OF T HE PR ESIDE NT CO UNCIL ONOM IC ADV ...
A wide range of risks can threaten a secure and stable retirement for American retirees. Inflation can drive down the purchasing power of retirees’ accumulated assets. Security benefits. Access to annuities is a particularly salient issue for women. Even though women’s ... Access This Document

Understanding Variable Annuities
For a secure retirement. Note: Variable annuities involve investment risk and may lose value. Therefore, you should consider your ability to sustain annuities offer the benefits described above, you should understand the features, ... Retrieve Document

Information Classification For Human Resources Benefit Data
Benefits selected by an individual employee. X Designated Beneficiary Person identified to receive life Annuities Employee specific TDA choices/information. X Voluntary Benefits Employee specific voluntary benefit choices. X Employee ... Fetch Document

Dos And Don'ts For Leaving IRA Assets To Your Loved Ones
Some strategies take maximum advantage of an IRA's tax-savings benefits. ... Read News

Annuities: Creating Guaranteed Income For Life
Annuities: Creating Guaranteed Income for Life or not, achieving stable and secure income in retirement is a challenge for many Americans. benefits, or payments made if an annuitant becomes disabled. Other exceptions may apply. ... Return Doc

Life And AnnuiTY SOLuTiOnS
Annuities from new business acquisition to claims administration and Benefits • shorten time to Market by 80 Percent • Boost Policyholder retention by 28 Percent • Physically secure client data and iP through ... Retrieve Doc

Annuity Care® II - CPS Insurance
With LTC benefits, is medically underwritten and requires that you These annuities offer the opportunity to use a single premium, products helps consumers build a secure future by creating, leveraging and protecting their assets. ... Return Doc

Accessing Annuities

Focused Growth Annuity
Accessing Funds Without Surrender Charge ●annuities are subject to investment Waivers After the first contract year, if you become a nursing home resident for 30 or more consecutive days, or if you incur a terminal condition, you may ... Read Full Source

Retirement Savings Plan: Account Access Guide
For information about accessing your plan information on line, please see the other side. any of the investment options or annuities available through the plan, including fees and expenses, call or write Fidelity for free prospectuses. ... Fetch Doc

ACCESSING PENSION FUNDS - Alberta Treasury Board And Finance ...
Life Annuities Only insurance companies offer life annuities. These annuities provide you with Accessing Locked-in Funds If you have a locked-in account, there are five specific situations that may allow you to unlock funds. ... Return Doc

The Training
There is no “www” in the address.) in accessing or navigating 2. in to the system. Minimize the current window Your username is the first four characters (lower case) of Individual Annuities 800.378.4578 Tel 1100 SW Sixth Avenue Portland OR 97204-1093 www.standard.com Page 1 ... Return Document

ING Fixed Annuities Adds Index-Linked Crediting Method To ...
ING Fixed Annuities Adds Index-Linked Crediting Method to Selected FIA Products Wednesday September 26, 2007 - 08:48 AM EDT By accessing this page, you agree to the following terms and conditions. Conference calls info supplied by OpenCompany ... Doc Retrieval

13965 0312 VA Brochure
Annuities offer a wide array of investment options to help you outpace inflation and accumulate assets for retirement. in accessing it. In order to be eligible, the qualifying event must take place on or after the policy ... Access Document

NASD Letter Deferred Variable Annuities (00177958.DOC;1)
Variable Annuities Dear Ms. Sweeney: I act as in-house counsel to McDonald Investments Inc. This letter is sent in response to your untimely death while providing a simple vehicle for accessing professional asset management through the separate accounts. ... Access Content

Employers Offer New 401(k) Option: Annuities - WEALTH CARE, LLC
Annuities are certainly not meant to make up 100% of anyone's portfolio, even that of a retiree.) All Rights Reserved. By accessing and using this page, you agree to our terms and conditions and our PRIVACY STATEMENT . All quotes delayed by 20 minutes. ... Doc Viewer

FACT SHEET Retirement Income Streams
Retirement, rather than spending a lump sum and then accessing the age pension. This is why some income streams are given pensions and annuities. A pension is usually paid from a superannuation fund, whereas the annuity is generally paid ... Fetch This Document

Important Information Regarding The US PATRIOT ACT Anti-money ...
Accessing the LIMRA Anti-Money Laundering Course 1) Log onto the course at the following website address: https://aml.limra.com and Annuities. Term products and group products have been exempted from the rule. The USA PATRIOT Act is a federal law ... Access This Document

Payout Annuity
Withdrawals/accessing • No withdrawals once plan is established annuities with accrual tax treatment, any taxable gain is tax reported to the deceased in the year of death and a new accrual taxable amount will be calculated. Joint life income ... Fetch Document

Income And Annuity Page 1 Of 45 10:27 - 7-Jan-2013
Pealed for annuities starting after July 1, 1986), your annu-ity payments are generally now fully taxable. Exclusion limit. Your annuity starting date determines the total amount of annuity payments that you can exclude from income over the years. ... Fetch Doc

Safe Return - Society Of Petroleum Engineers Member Annuity ...
Accessing your annuity Additional benefits When you’re ready to annuitize, you can have the safety of period, the actual caps that we applied to our fixed-indexed annuities varied from term to term and ranged from 5% to 10%. Caps, spreads, ... Access This Document

NORTH AMERICAN GUARANTEE CHOICE SM
ACCESSING YOUR MONEY Emergencies do arise, and access to your money is always an important concern. The Guarantee Choice Series offers a variety of liquidity features. Annuities may be subject to taxation during the income or withdrawal phase. ... Retrieve Content

Dependable Asset Growth On Your Terms With ATHENE MaxRate ...
• Time horizon for accessing funds With a guaranteed rate of return, you will know exactly what your money will earn over a specified period of annuities are one of only a few financial tools, including Social Security and employer-sponsored pension plans, ... Visit Document

Old Mutual Corporate With-Profit Annuities
Such as Old Mutual, the Long Term Insurance Act and exchange controls limit the parent from accessing South African shareholder capital. With-Profit Annuities enable pensioners to share in the profits made on the underlying annuity portfolio by ... Retrieve Content

Transamerica Annuities Agent Login

Service- Live Agent Call Center DOC (Commerce) Informational (Health) Apparel Apparel and Shoes Survey is deployed on websites classified in the Finance category where the website in it's entirety requires a login. Transamerica Trend Micro True Value Trulia, Inc. ... Fetch Full Source

Wells Fargo Today
(Transamerica Roundtable Survey) #3 in U.S. Full-service retail brokerage provider, Q412 number of Financial Advisors • Transfer agent in client satisfaction (Group 5, Stockholder Consulting Services) • Trustee for GNMA ... Get Document

Contracting Appointment Instructions
Annuities: According to NAIC Model Regulation 275, each agent is required to complete product specific ‐ Transamerica o https://www.kfeducation.com/login/check ... Fetch Doc

INNSSUURRAANNCCEE MMAARRKKEETTIINNGG SSNNAAPPSSHHOOTT JJ ...
Transamerica Unity Life - CPP AIG NEWS ¾ Bundle Up And Save! ¾ New For Annuities! New Diamond View July 2007 Illustration Software Your "Login ID:" is your 5-digit Agent number followed by "-" followed by 5-zeros, ... View Doc

Carrier Roster By Product Type - Sunderland Group Login
AVIVA Life & Annuity* Sagicor Transamerica* AXA Equitable Security Life of Denver (ING) FIXED ANNUITIES HEALTH SUPPLEMENTS * also includes New York carrier For Agent Use Only Page 2 of 2 1/7/2013 Washington National American ... Retrieve Doc

Contracting Appointment Instructions
Annuities: According to NAIC Model Regulation 275, each agent is required to complete product specific ‐ Transamerica o https://www.kfeducation.com/login/check ... Fetch Here

Carrier Specific Annuity Suitability Requirements
• Index Annuities Training: training, login Westerns agent friendly website, Transamerica Please click the link and follow the instructions to register and log in for Transamerica Life Insurance Company (Transamerica ... View Full Source

Pine Tree ISD 403(b) Plan Enrollment Guide
You to the American Funds login page will be mailed or emailed using the contact information provided during the please contact the agent or broker representing the vendor. Completed Program provides a broad range of quality mutual funds and tax sheltered annuities, ... Read More

January2009 Volume 3, Issue 7 | Healthreformtodominate ...
Annuities raise new concerns about life insurance sector 3 An enhanced secure login process ensures more accurate data is We Specialize in Life, Health, Annuities, DI and LTC Authorized Agent for IBC Call866-422-9188formoreinformation! ... Fetch Full Source

Carrier Specific Annuity Suitability Requirements
Product training requirement for all their current products or RegEd/IRI Annuities Training Platform (https order to access this training, login to National Western's agent‐friendly Transamerica Please click the link and follow the instructions to register and log ... View Full Source