Annuities Liquidity

June NtM 2004 - ABA Home
The unique features of deferred variable annuities, including liquidity issues, sales charges, fees, tax treatment, and market risks. 04-45 NASD NTM JUNE 2004 PAGE 6 Request for Comment NASD is soliciting comment on its proposed rule covering the purchase, sale, or ... Retrieve Here

MetLife Confirms First Quarter 2013 Preferred Stock Dividends
MetLife, Inc. today confirmed its previously announced declaration of the first quarter 2013 dividends of $0.2500000 per share on the company’s floating rate non-cumulative preferred stock, Series A , and $0.4062500 per share on the company’s 6.50% non-cumulative preferred stock, Series B . ... Read News

Annuities In DC Plans: The Pros And Cons Of The New ...
XEnhanced group variable annuities XImprovements to pricing, liquidity, and investment upside XAnnuity purchase platforms XCompetitive pricing at group rates XGuaranteed Minimum Withdrawal Benefit contracts (GMWB) XVariable annuity wrap contract ... Access Full Source

The Modern Annuity - Prudential | Retirement, Life Insurance ...
Annuities, you have income for life; unlike traditional annuities, you have a measure of liquidity, and withdrawal limitations and restrictions. Your licensed financial professional can provide you with complete details. ... Access Document

Variable annuities: Bridging The Divide Sean Flanagan ...
Variable annuities: bridging the divide Sean Flanagan, Deutsche Bank AG Complementary and Competing Products. Agenda • What is VA? Liquidity with MTM / MVA •Structured Products •With Profits •Annuities •Term Deposits •Equity-Indexed Annuities ... Read Here

Annuity Insights
Liquidity Deferred annuities require a specifi c investment period (typically seven or more years) before investors can start receiving income from the account. During this accumulation phase, the annuity contract may allow for some withdrawals. ... Fetch Doc

NASD Letter Deferred Variable Annuities (00177958.DOC;1)
Annuities if their liquidity needs are otherwise covered. We perceive that there is still in the industry a confusion that looks on the money market separate accounts as being liquid and that does not have a clear understanding of long-term investment ... Read Full Source

Optimizing The Equity-Bond-Annuity Portfolio I N Retirement ...
This need for liquidity makes annuities less attractive, especially for those in poor health with their life expectancy shortened by health shocks. They also show, however, that the optimal fraction of wealth annuitized in most situations remains large, despite the presence of ... Read Document

Prudential Short Duration High Yield Fund, Inc. Declares Distribution For March, April, And May 2013
Prudential Short Duration High Yield Fund, Inc. , declared today monthly distributions of $0.1225 per common share for March, April, and May 2013. The distribution sched ... Read News

Annuities And Individual Welfare - MIT Economics
When the liquidity constraints on annuities are binding, individuals still prefer a high level of annuitization. Section V concludes. I. Complete Markets Much of the focus of the annuities literature has been an attempt to reconcile Yaari s (1965) ... Access Doc

The Lafayette Life Insurance Company
Liquidity Options First year Surrender Charges Waived  Commission Adjustments (7 and 10) Client Value Simple Better potential return than fixed annuities ... Retrieve Document

Suitability Developments In Annuity Sales In Texas
Annuities, focusing on whether high commissions, rather than investor suitability, drive sales. This has resulted in recent major developments in Texas and nationally. • Liquidity needs; • Liquid net worth; • Risk Tolerance; ... View Doc

Commutation On Life Income Payments - CPS Insurance
Standard Insurance Company Individual Annuities 1100 SW Sixth Avenue Portland OR 97204 800.247.6888 www.standard.com A subsidiary of StanCorp Financial Group, Inc. ... Read More

PowerPoint Presentation
Riders and Waivers: In addition to the penalty free withdrawals mentioned above, many annuities also offer additional liquidity or increased access without penalty for certain events such as nursing home confinement or terminal illness. ... Document Viewer

Understanding… Solvency II And Annuities
To ensure annuities return a guaranteed income for the rest of the customer’s life, they are mainly backed by low-risk Gilts and Corporate Bonds. which is made up of a liquidity obligation and a default obligation. At the moment annuity ... Retrieve Doc

Preparing For Your Retirement With Fixed Annuities
Fixed annuities, when included in a retirement portfolio, can provide a sense of security liquidity needs and time horizon to help you select the solutions that are appropriate for you. If you’re already a client, contact a Financial ... View Full Source

Feature And Column *38 - Law Offices Of Steven Riess
For retired investors needing immediate income, variable annuities are rarely suitable. Liquidity problems, ongoing fees and expenses, volatility in the values of mutual funds in the sub-accounts, and the fact that withdrawals for in- ... Access Full Source

Educational Note: Liquidity Risk Measurement (9626)
4.5.2 Single Premium Deferred Annuities (SPDA) Liquidity issues in segregated funds, P&C companies and pension plans, while not specifically addressed here, have many similarities to the concepts outlined. 2. DEFINITIONS ... Return Document

Features have become common in variable annuities, while the ongoing use of “bonus” Liquidity factors also are applied to the major liability items used in A.M. Best’s model. Various life and accident and health claims reserves, ... Access This Document

Prudential Announces Change In Closed-End Funds’ Management Team
Prudential Investments announced that, Stephen Haeckel, one of seven portfolio managers for the Prudential Short Duration High Yield Fund and Prudential Global Short Duration High Yield Fund , will be leaving Prudential Fixed Income, a business unit of Prudential Investment Management, Inc., the Funds’ sub-advisor, on April 29, 2013. ... Read News