Equity Indexed Annuities Seniors

State Of Utah Department Of Commerce
Seminar, seniors are told they can increase their investment income, avoid taxes, and earn safe and guaranteed returns. At the conclusion of the seminar, annuities or equity-indexed annuities. These annuities can be appropriate for some ... View This Document

8 Hour California Annuity Course
DISCLOSURES REGARDING IN-HOME MEETING WITH SENIORS .. 41 Written disclosure regarding in-home meeting with a senior. .. 41 Verbal disclosure regarding in-home meeting with a senior EQUITY- INDEXED ANNUITIES MAY OFFER A COMBINATION OF METHODS.. 86 ... Visit Document

Your Road Map To Financial Freedom Newsletter
Equity-indexed annuities, are linked to a stock market index such as the Dow Jones or S&P 500 and par-ticipate in the growth of those markets without putting any seniors becomes: Will my retire-ment income be enough? With annuities, that question becomes manageable. ... Retrieve Content

ANNUITIES
During the discussion of Equity Indexed Annuities, the effect of the company’s annuities geared to senior needs have many of the same features of other flexible premium or single premium deferred annuities already discussed. The seniors have free withdrawal privileges and a nursing home ... Access Document

FLORIDA TIGHTENS LAWS ON SUITABILITY OF ANNUITY SALES TO SENIORS
ANNUITY SALES TO SENIORS By R. Michael Underwood Fowler White Boggs P.A. July 1, 2008 On June 30, 2008, Florida Governor Charlie Crist signed into law as Chapter 2008-237, Fla. Stat. Notably offers and sales of equity indexed annuities would ... Retrieve Here

$SULO
To avoid these impediments to sales, and to induce seniors to buy deferred annuities, deferred annuities is the so-called equity indexed annuities. These are deferred annuities but tie their returns to stock market indexes such as Standard & ... Document Viewer

FIRM ELEMENT TRAINING - Welcome To STCUSA | Securities ...
That equity-indexed annuities (EIAs) were securities and must be registered as such. Originally scheduled to become effective in Seniors and Variable Annuities Trillions of dollars have accumulated in the retirement accounts of boomers who will ... Read Content

California Annuities 4 Hour CE Course
EQUITY INDEXED ANNUITY CHARGES & FEES LONG-TERM CARE INSURANCE RIDERS IN ANNUITIES California Enacts New Annuity Sales Protections for Seniors ... Fetch Full Source

Help / Instructions AE AffordableEducators
Other than surrender charges (discussed above), most equity indexed annuities have no associated fees or charges. Selling California annuities 40 Selling to seniors 5 Seminar or class meeting advertisements 43 Senior advertising 40 ... Read Full Source

4-HOUR ANNUITY TRAINING
Retirement planning, they can ensure that seniors receive at least some dependable income that can be layered on top of Social Security benefits. equity-indexed annuities was followed by the Dodd-Frank Wall Street Reform and Consumer ... Doc Retrieval

Center For Financial Advisor Education LUTC 256 Workbook
The Emergence of Indexed Annuities Selling Equity-Indexed Annuities The Fact-Finding Process Retirement Planning Fact-Finder Case • understand several alternatives and various resources for funding seniors’ retirement income • describe the importance of annuities as they relate to such ... Document Retrieval

2004 Annuity Training Outline - California Department Of ...
Associated with annuities, especially as they affect seniors. Define indexed annuities 4. Distinguish between the characteristics of fixed, C. Identify and discuss contract provisions common to variable annuities 1. Variable options a. Equity-based b. Risk-based ... Retrieve Full Source

The Florida Senate BILL ANALYSIS AND FISCAL IMPACT STATEMENT
Equity indexed annuities are one of the fastest growing segments of the insurance industry today and many insurance agents are aggressively marketing them to seniors in Florida. seniors from being induced to purchase annuities or life insurance that will harm them ... Content Retrieval

OFFICIAL NEWS RELEASE - CT.gov Portal
“While seniors are a prime target of financial scams, the Buyer’s Guide to Fixed Deferred Annuities with Appendix for Equity-Indexed Annuities. Both guides can be obtained through the Connecticut Insurance Department Consumer Affairs Division at 800-203- ... Retrieve Document

Eight-Hour Annuity Training Outline
Seniors. How annuities affect Equity-based e. Risk-based 2. Charges and fees 3. Dollar cost averaging 4. Death benefit guarantees (Section 10168.4 of the CIC) 5. Living benefit guarantees E. Identify and discuss contract provisions common to indexed annuities 1 . Primary interest ... Fetch This Document

Guaranteed Income For Life- With A Competitive Edge American ...
Rates and IA Sales 4Q2007 Indexed Annuity Sales Allianz Life $1,537,573,801 23.89% AVIVA 1,062,241,588 16.50% American Equity 524,847,349 8.15% Old Mutual Q&A on Fixed Indexed Annuities The Deceiving Seniors into Purchasing Unsuitable Annuities ... Content Retrieval

Living Trust And Annuities Scams - Academy For Professional ...
Equity-Indexed Annuity: This is a variation of a fixed annuity. In an Some annuities have surrender penalties as high as 25%.While all o Can you identify some factors that might contribute to seniors’ lack of ... Access Doc