Selling Fixed Annuities

TALKING POINTS ASK YOUR REPRSENTATIVE TO CO-SPONSOR THE ...
And selling Fixed Indexed Annuities will become more difficult unless this shadow is lifted. Businesses like mine will be especially impacted as agents begin turning away from FIAs to avoid the cost and hassle of securities registration. ... Fetch This Document

Annuities
Com m issions for selling annuities to investors who would be far better served by investments in individual stocks and bonds or mutual funds. Regulatory F ixed annuities offer fixed returns and fixed payouts during retirem ent. M uch of our ... Fetch Here

Raymond Gonzalez: Deciphering The Many Features Of Annuity Investments
Many retirees and pre-retirees have accumulated their retirement nest egg through equity investing, and they often want to continue with these investments during retirement. Many times, however, they find that their tolerance for risk and market volatility is not what it used to be. ... Read News

The Need To Insure Retirement With Fixed Deferred And ...
Field organizations) represent s over 200,000 agents and registered representatives selling fixed annuities . NAFA is grateful to its . membership for their efforts and contributions to these comments. NAFA was founded in 1998 and is located in Milwaukee, Wisconsin. ... Retrieve Content

Buyer's Guide To Fixed Deferred Annuities
Most annuities have charges related to the cost of selling or servicing it. These charges may be subtracted directly from the contract value. HOW ARE THEY DIFFERENT FROM OTHER FIXED ANNUITIES? An equity-indexed annuity is different from other fixed annuities because of the ... Document Viewer

VIA Electronic Submission: Gwelker@naic.org Annemarie.narcini ...
Selling fixed annuities. NAFA was founded in 1998 and is located in Milwaukee, Wisconsin. Page 2 of 2 On behalf of NAFA and its members, we appreciate the opportunity to submit these comments and hope you find them useful. ... Fetch Document

Raymond Gonzalez: Deciphering The Annuity Investment
Many retirees and pre-retirees have accumulated their retirement nest egg through equity investing, and they often want to continue with these investments during retirement. Many times, however, they find that their tolerance for risk and market volatility is not what it used to be. ... Read News

10 Things You Should Know About Buying Fixed Deferred Annuities
Most annuities have charges related to the cost of selling or servicing it. These charges may be subtracted directly from the contract value. Microsoft Word - NAIC Consumer Alert-Fixed Deferred Annuities.doc Author: dcjoyce Created Date: ... Fetch Doc

10 Things You Should Know About Buying Fixed Deferred Annuities
Most annuities have charges related to the cost of selling or servicing it. These charges may be Contract Benefits of Fixed Deferred Annuities Companies may offer various income payment options. You or another person that you name ... Access Content

Annuities - Welcome To FinancialCounsel.com Investor: Your ...
Commissions for selling annuities to investors who would be far better served by Fixed annuities offer fixed returns and fixed payouts during retirement. Much of our discussion applies with slight modification to fixed annuities. ... Read Here

Investing In Annuities, Mutual Funds, And UITs
Fixed annuities have general fees and expenses that you should be aware of, in addition to the provisions for surrender charges discussed selling the fixed annuity to you, and the insurance company’s costs include paying this commission. ... Document Viewer

Annuity Requirements By State - Quest CE | The Next ...
• Prior to selling or soliciting any annuity product in Iowa, all producers must complete a one- require agent training for the sale of fixed annuities. • State to state reciprocity is not directly addressed in the Bill. ... Access Full Source

Buying An Annuity
After a fixed number of years, at regular intervals in return for premiums you have paid. These income payments How can I avoid being “taken” by someone selling annuities? If you decide an annuity is right for you, do the following: ... Retrieve Full Source

Try Aggressive Fixed Annuity Development
Office—in fact, we’re selling more fixed annuities now than at any time in the past 23 years. I believe there are three reasons: 1. The stock market is a little jittery and people are beginning to look more towards safety of principal; ... Doc Viewer

FIXED DEFERRED ANNUITIES - American Equity - Home
FIXED DEFERRED ANNUITIES _____ Prepared by the National Association of Insurance Commissioners The National Most annuities have charges related to the cost of selling or servicing it. These charges may be subtracted directly from the contract value. ... Document Viewer

Annuity Sales & Service Center
Anyone currently selling fixed annuities might be well served by reading up on market value adjustments. Concerns about the interest rate environment have left carriers scrambling, and many without market value adjustment provisions are busy adding them now. ... Return Document

Indexed Annuity Products - Actuarial Jobs - Actuarial Exam ...
Similarities to fixed annuities Cumulative floor guarantee like fixed-rate annuity Annual guarantee like a fixed rate annuity Selling agent not required to be registered ... Document Viewer

Change Buyer Behavior And Sell More Annuities
Selling fixed annuities. This book is not Sales Training 101. The goal of the book is to help you close more annuity sales when you are sitting across from the consumer. I say nothing about how to prospect, I do not create ... Access Full Source

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Not registered for Financial Planning.com? The third-party marketing industry is in the midst of a sea change. First there was the consolidation of the industry itself, as larger firms like Raymond James, Cetera and LPL gobbled up or grabbed business from smaller players. ... Read News

Fixed Index Annuities - Annuity Think Tank - About Annuities ...
Fixed Index Annuities: Lower Risk for Savers, Economic Opportunity for Broker-Dealers Wade Dokken wade@wealthvest.com April 14, 2010 TABLE OF CONTENTS One of the core selling features of variable annuities today---the income benefits and the ... Read Content

Agent Cert QA Final As Of 10 10 2007 - One Resource Group
All of its producers selling fixed annuities. ING is requiring the training in order to lead the industry in promoting sound and ethical business practices and to better equip agents with important tools required to build our business. ... Read Full Source

Deferred Fixed Annuities New York Lincoln Insured IncomeSM Immediate Annuity (SPIA) The Lincoln National Life Insurance Company: * Producers licensed on or after the effective date must complete this requirement prior to selling annuities. ... Access Full Source