Are Variable Annuities Securities

INVEStmENt PRoduCtS & SERVICES AdVISoRy - Alston & Bird LLP
SEC Approves FINRA’s Variable Annuities Rule The SEC announced on Monday September 10, 2007, that is has approved a new Financial The SEC’s order granting exemptions from Rules 15c3-1 and 15c3-3 under the Securities Exchange Act of 1934: http://www.sec.gov/rules/exorders/2007/34-56376.pdf ... Retrieve Content

June NtM 2004 - ABA Home
Executive Summary Deferred variable annuities are complex investment instruments that have both insurance and securities features.1 On various occasions in the past, NASD has highlighted the unique features of ... Get Content Here

Securities A R K V EN U E - FINRA - Home Page
PA R K AV EN U E Securities Joanne B. Mack President Park Avenue Securities 7 Hanover Square New York, NY 10004 tel: 212 919-3708 deferred variable annuities then suitability standards ought to reflect issues germane to, e.g., ... Doc Viewer

Raymond Gonzalez: Deciphering The Many Features Of Annuity Investments
Many retirees and pre-retirees have accumulated their retirement nest egg through equity investing, and they often want to continue with these investments during retirement. Many times, however, they find that their tolerance for risk and market volatility is not what it used to be. ... Read News

Michigan’s Annuity Suitability Requirements
Under federal securities law, vari-able annuities are regulated as securities. Michigan’s annuity suitability require- Variable Annuities), NASD Notice to Members 01-23 (Suitability Rule and Online Communications). These ... Fetch Doc

An Overview Of Equity-Indexed Annuities - SLCG Securities ...
Recommend that retail investors sell securities including variable annuities in order to buy equity-indexed annuities must do a thorough job explaining the features of the equity-linked annuity. It is also apparent that the NASD believes that broker dealers must supervise registered ... Retrieve Doc

PROSPECTUS
The Securities and Exchange Commission has not approved or disapproved of these variable insurance products, Lord Abbett may make payments up to 0.15% of the related Lord Abbett Funds’ assets and/or sales. However, Lord Abbett from ... Retrieve Full Source

GAO-13-75, RETIREMENT SECURITY: Annuities With Guaranteed ...
Sellers of securities. 30 Since variable annuities, including those with guaranteed benefits, are securities, they must be offered and sold through registered broker-dealers. On the basis of anti-fraud provisions of the federal securities ... Get Doc

NEW YORK LIFE VARIABLE ANNUITIES
Securities Registered Representative, or contact a company representative at 1-800-598-2019. THE NEW YORK LIFE VARIABLE ANNUITIES New York Life variable annuities offer a Fixed Account (in jurisdictions where available) that is credited with ... Get Content Here

Guardian | Variable Annuities, The ABC123 Story
To the inherent risks of the securities markets, variable annuities from The Guardian nsurance & i annuity Company can help instill the confidence you may seek because they offer a number of key advantages: A Heritage of Strength and Commitment ... Get Content Here

A Whole New Idea In Variable Annuities. - Car Insurance ...
Variable annuities are sold by prospectus. The prospectus contains investment objectives, risks, fees, charges, Distributed by Hartford Securities Distribution Company, Inc. Member SIPC. Member FINRA. NOT INSURED BY PENSION BENEFIT GUARANTY CORPORATION OR ... Return Doc

BNA, INC. SECURITIES REGULATION & LAW - Sutherland
Preme Court cases have led to the treatment of variable annuities as securities subject to all provisions of the 1933 Act3 (absent an applicable exemption, e.g., for contracts sold to qualified retirement plans or in private placements). ... Fetch This Document

DON'T BE VICTIMIZED BY VARIABLE ANNUITIES By Mason A ...
DON'T BE VICTIMIZED BY VARIABLE ANNUITIES By Mason A. Dinehart III, RFC Because of endless abuses, the nation's securities cops have proposed tightening the ... Read Document

Securities Series Information - Kaplan Financial Education ...
Securities Series Information Series 6 Investment Company Products / Variable Contract Limited Representative is required of (mutual funds), variable contracts (variable annuities) and insurance premium funding programs (variable life) issued by insurance companies. ... Doc Viewer

STATE OF WASHINGTON DEPARTMENT OF FINANCIAL INSTITUTIONS ...
During the period, he did not sell any securities other than variable annuities. Generally, variable annuities pay a higher commission than other types of securities. Doman received a commission of 3.5% to 4.9% of the value of the variable ... Doc Retrieval

A Consumer Guide To Annuities
An agent selling variable annuities must maintain a securities license in addition to the Maryland insurance license . Maryland Insurance Administration • 800-492-6116 • www.mdinsurance.state.md.us 5 A Consumer Guide to Annuities underst AndinG ... Read Content

Suitability Developments In Annuity Sales In Texas
Variable annuities and $75.6 billion of fixed annuities. Variable annuities now hold almost $1.4 one court has ruled that equity-indexed annuities are not securities (Malone v. Addison Insurance Marketing, Inc., et al. 225 F. Supp. 743 (W.D.Ky 2002). ... Return Document

Broker-Dealer Supervision Of Variable Annuity Sales
Special Guidance for Variable Annuities a) NASD N ti t M b 99NASD Notice to Members 99-35 b) The SEC/NASD 2004 Joint Report B. State Insurance Suitability Requirements 1. C. State Securities Requirements. Proposed NASD Rule 2821 A. Background and Comments on Rule 2821 1. ... Get Document