That’s what we call a credibility killer – if the SEC’s opinion on indexed annuities ever mattered to you before, it shouldn’t any longer. Equity-indexed annuities have a host of features that can be tailored to an individual’s ... Fetch Full Source
The Equity Index Annuity: An Examination Of Performance And ...
The SEC is not currently The essence of an equity-indexed product is the derivative use in its creation. Gerber and Shiu (1999) Equity index annuities are commonly referred to as having 1) the ability to participate in ... Read More
The Fight Against Inappropriate Annuities For Seniors And How ...
Moreover, equity indexed annuities are extremely complex and difficult even for professionals to understand. When Friedman asked a former financial economist for the Securities and Exchange Commission (SEC) to review a typical contract, it took him two days to understand it. ... Get Document
A NaturalHedgefor Equity IndexedAnnuities
Equity Indexed Annuities (EIA) are customized investment products sold by insurance companies to provide savings and insurance benefits. SEC/NASD (2004): “On Examination Findings Regarding Broker-Dealer Sales Of Vari- ... Retrieve Document
Fixed Index Annuities - Annuity Think Tank - About Annuities ...
Persons of equity-indexed annuities (EIAs) that are not registered under the federal securities laws Index annuities are not registered with the SEC, so these fees are not prospectus disclosed; nevertheless, ... Access This Document
Uncertainty Reigns: The Status Of Indexed Universal Life ...
(SEC) threw into a complete state of confusion the question of how indexed universal life (IUL) insurance ance and indexed annuities share certain features ( e.g., securities-linked returns). 6 American Equity Investment Life Insurance Company, ... Read Here
Indexed Annuity Questionnaire And Disclosure
Indexed Annuity Questionnaire and Disclosure (SEC) as a security. 5. I understand that Equity Index Annuities are long-term investments. If the annuity contract is surrendered early, I may be required to pay a surrender charge and/or income taxes. ... Fetch Content
Spread-based Products In The Current Environment
Equity volatility spiked and mostly retreated 4 Expect Rule 151A for Indexed Annuities Rule effectively requires securities registration for sales after January 12, 2011 Indexed Life may Face SEC Issues Not directly subject to Rule 151 A ... Retrieve Full Source
Broker-Dealer Supervision Of Variable Annuity Sales
Equity Indexed Annuities A. NASD - Notice to Members 05-50 zIs Rule 2821 likely to advance at the SEC? If so, what can we expect as a compliance date?what can we expect as a compliance date? zWill the NASD’s 2007 exam program look to the ... Get Document
Financial Services Compliance & Regulatory Focus
SEC Approves New Rule for Equity-Indexed Annuities On December 17, 2008, the SEC approved The SEC issued a rule that establishes the standards for determining when equity-indexed annuities are considered not to be annuity contracts under the securities ... Visit Document
AUGUST 2005 GUIDANCE SUGGESTED ROUTING - FINRA - Home Page
Equity-indexed annuities increased over 50 percent, from $14 billion in 2003 to an estimated $22 billion.3 Legal & Compliance Operations Registered Representatives 35 SEC Docket 952 (May 29, 1986) (adopting Rule 151) (“Adopting Release”). ... View Document
Entering The Equity-Indexed Market Through Alliances
Equity-indexed annuities. One way that investments for the equity-indexed prod- The agreement can allow the sec-entering the equity-indexed marketplace, ondary companies to hold their own as-as well as many other ventures, is through sets. ... Get Doc
BNA, INC. SECURITIES REGULATION & LAW - Sutherland
13 American Equity Inv. Life Ins. Co. v. SEC, No. 09-1021, 2009 WL 2152351 (D.C. Cir. July 21, 2009, reissued July 12, 2010). equity-indexed annuities, expressed significant con-cerns over their marketing and their treatment or status ... Fetch Full Source
Bibliography - Life Insurance - Annuities
American Equity Opposed SEC Rules on Equity Indexed Annuities, Fran Matso Lysiak, Best’s Insurance News 06/07/08 SEC Proposed Some Annuities Be Deemed Securities, Judith Burns, Dow Jones News Service, 06/25/08 ... Retrieve Content
Important Information About Your Annuity Investment June 2011
Securities and are not regulated by the SEC. Equity-indexed annuities combine features of traditional insurance products (guaranteed minimum return) and traditional securities (return linked to equity markets). Depending on the mix of features, an ... Doc Viewer
Appellate Court Upholds Challenge To SEC Regulation Of Fixed ...
Appellate Court Upholds Challenge to SEC Regulation of Fixed Indexed Annuities (“FIAs”) Major References: American Equity Investment Life Insurance Company v. ... Visit Document
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