Are Equity Indexed Annuities Securities

Indexed Annuities On December 17, SEC Improves Protections for Seniors and Other Investors in Equity-Indexed Annuities (December 17, 2008). 2 Sean P. Carr, indexed annuities and certain other securities issued by the insurer that are registered under the Securities Act ... Read Document

Annuity Class Action Litigation—Trends And Strategies For ...
Rule 151(a), 17 C.F.R. §230.151A, would regulate equity indexed annuities as securities under the federal securities laws. This rule would greatly expand the SEC’s role in oversee-ing annuity transactions and the regulatory obligations of issuers. ... Access This Document

Equity-Indexed Annuities: Toxic Investments
Equity-Indexed Annuities: Toxic Investments © 2005, Securities Litigation and Consulting Group, Inc. SLCG Practice Notes are intended to deal briefly with ... Retrieve Full Source

An Overview Of Equity-Indexed Annuities - SLCG Securities ...
1 An Overview of Equity-Indexed Annuities Craig McCann, PhD and Dengpan Luo, PhD1 Equity-indexed annuities are complex investments sold by insurance companies that pay ... Read Content

SEC Regulation Of Indexed Annuities - Sullivan & Cromwell LLP
Classifying indexed annuities as securities subject to federal regulation rather than as insurance products subject to state regulation was a reasonable statutory interpretation. classified index annuities or equity-linked annuities). ... Get Document

An Economic Analysis Of Equity-Indexed Annuities
0 An Economic Analysis of Equity-Indexed Annuities September 10, 2008 Submitted to the North American Securities Administrators Association (NASAA) ... Fetch Doc

Suitability Developments In Annuity Sales In Texas
One court has ruled that equity-indexed annuities are not securities (Malone v. Addison Insurance Marketing, Inc., et al. 225 F. Supp. 743 (W.D.Ky 2002). Finally, equity-indexed annuities sold by a registered securities broker-dealer would still be subject to suitability evaluations under ... Get Doc

EVALUATING EQUITY INDEXED ANNUITIES - Financeware.com ...
EVALUATING EQUITY INDEXED ANNUITIES ered to be securities, the SEC and NASD have taken interest in the EIA and how it is marketed and this interest is likely to play a continuing role, affecting clients, advisors and insurance companies.4 ... Fetch Full Source

Annuities - The Colorado Bar
Annuities are securities regulated by the SEC. Equity-indexed annuities combine features of traditional insurance products (guaranteed minimum return) and traditional securities (return linked to equity markets). Depending on the mix of features, an equity-indexed ... Document Retrieval

Time Value Of Money - Wikipedia, The Free Encyclopedia
Rate of return, cost of equity, cost of debt or any number of other analogous concepts. The choice of the appropriate rate is critical to the exercise, For calculations involving annuities, or securities with an indefinitely long maturity, ... Read Article

News Bulletin September 3, 2008 SEC Regulation Of Indexed ...
Annuities? On June 26, 2008, the Securities and Exchange Commission (the “SEC”) Equity-indexed annuities guarantee a minimum interest rate, but that interest rate can increase based on the performance of the external equity reference or index. ... View Doc

Benefits Of Equity Indexed Annuities - Freedom Equity Group.com
Fixed indexed annuities are not registered securities or stock market investments and do not directly participate in any stock or equity investments. Benefits of Equity Indexed Annuities Author: Gregg Griffin Last modified by: Annie Branson Created Date: 11/17/2004 4:01:51 PM ... Get Document

SECURITIES AND EXCHANGE COMMISSION 17 CFR Parts 230 And 240 ...
Difference between these securities and indexed annuities is that – with few exceptions – indexed annuities historically have not been registered as securities. 23 NASD, Equity-Indexed Annuities, Notice to Members 05-50 (Aug. 2005), available at: ... Read More

BNA, INC. SECURITIES REGULATION & LAW - Sutherland
Annuities as securities subject to all provisions of the viding an exemption for equity indexed annuities from regulation as securities, as a preservation of state insur-ance treatment for indexed annuities, and as a nullifica- ... Access Document

By Email: Rule-comment@sec - North American Securities ...
Securities as equity-indexed annuities and aggressive anti-regulatory position taken by issuers has heretofore exempted equity-indexed annuities from effective securities regulation. B. Coverage Criterion ... Get Document

An Overview Of Equity-Indexed Annuities - Welcome To ...
An Overview of Equity-Indexed Annuities Craig McCann, PhD and Dengpan Luo, PhD1 Equity-indexed annuities are complex investments sold by insurance companies that pay securities, that some equity-indexed annuities are suitable for seniors and that not all ... View This Document

Uncertainty Reigns: The Status Of Indexed Universal Life ...
151A under the Securities Act of 1933, 1 a rule ad dressed at equity index annuities (EIAs), 2 the Securities and Exchange Commission (SEC) Future Securities Law Analysis of Indexed Universal Life Policies In discussing IUL policies , the Adopting Release ... Return Document

Fixed Index Annuities - Annuity Think Tank - About Annuities ...
The equity market participation rises, persons of equity-indexed annuities (EIAs) that are not registered under the federal securities laws Overwhelmingly, Americans moved their money to fixed income securities (bonds and annuities), and ... Access This Document

Annuities And The Securities And Exchange Commission Proposed ...
That would effectively reclassify equity indexed annuities as a security product in addition to being an insurance product. Annuities and the Securities and Exchange Commission Proposed Rule 151A Author: October 22, 2008 Subject: RS22974 ... Retrieve Document

AUGUST 2005 GUIDANCE SUGGESTED ROUTING - FINRA - Home Page
Equity-Indexed Annuities Member Responsibilities for Supervising Sales of Unregistered Equity-Indexed Annuities 6 Request for Comment on Equity-Indexed Products, Securities Act Release No. 7438; File No. S7-22-97 (August 20, 1997). At least one ... Fetch Full Source

SEC Final Rule: Indexed Annuities And Certain Other Insurance ...
Difference between these securities and indexed annuities is that – with few exceptions – Equity Indexed Annuities, ANNUITYADVANTAGE, available at: http://datafeeds.annuityratewatch.com/annuityadvantage/fixed-indexed-accounts.htm. ... Fetch Here