Variable Annuities Regulation

Individual Deferred Variable Annuity Contract Standards
Death benefits, guaranteed living benefits, two-tier annuities, enhanced withdrawal benefits or other minimum guarantees for separate account funds. Variable Annuity Regulation, model #250, in the determination of the minimum contract values ... Retrieve Here

An Overview Of Equity-Indexed Annuities - Welcome To ...
That retail investors sell securities including variable annuities in order to buy equity-indexed In an effort to head off regulation of equity-indexed annuities, the National Association of Insurance and Financial Advisors sent out ... Content Retrieval

Requirements On Reserving & Risk Governance For Variable ...
Requirements on Reserving & Risk Governance for Variable Annuities 2 Table of Contents and Regulation 71 of the European Communities (Reinsurance) Regulations, 2006 (S.I. No. 380 of 2006) (in the case of reinsurance undertakings). ... Read More

An Economic Analysis Of Equity-Indexed Annuities
Stocks, bonds, mutual funds and variable annuities then such regulation is also necessary to protect investors who purchase equity-indexed annuities. The interpretive loophole through which equity-indexed annuities have heretofore evaded effective disclosure ... Get Document

Re: Proposed Rule Governing The Purchase, Sale Or Exchange Of ...
Out variable annuities for additional regulation to the exclusion of other investment products is either over-kill or under-protection. If the NASD sees a need to adopt additional rules for ... View Full Source

Update – SEC Regulation of Indexed Annuities On December 17, 2008, the SEC approved Rule 151A granting the SEC the authority to regulate certain indexed annuity products. Variable Annuity Life Ins. Co., 814 F.2d 1127 (7th Cir. 1987). ... Retrieve Document

Office Of Compliance Inspections And Examinations United ...
Variable annuities differ from those applicable to contributions to certain retirement accounts, such as Individual Retirement Accounts (“IRA”) or 401(k) accounts. The model regulation, which was adopted as a model for state legislation, ... Document Retrieval

A Global Perspective - Annuity Systems Inc.
In Variable Annuities more than 25 leading market experts reveal how industry tools are changing, how strategies are being reshaped; and how techniques are being enhanced. • Accounting and regulation: the challenges of IFRS and GAAP ... View Full Source

Michigan’s Annuity Suitability Requirements
In Annuity Transactions Model Regulation.2 Michigan regulates all types of annuities exclusively as insurance products and not as securities. Variable Annuities), NASD Notice to Members 01-23 (Suitability Rule and Online Communications). ... Retrieve Doc

Life Ins. Law Survey No. 30: Solicitation - Use Of Disclosure ...
Two NAIC models—The Life Insurance Disclosure Model Regulation and the Annuity Disclosure Model Regulation—set forth requirements for providing buyer’s · Registered/nonregistered variable annuities or other registered products; · Immediate and deferred annuities containing no ... Get Document

MetLife Confirms First Quarter 2013 Preferred Stock Dividends
MetLife, Inc. today confirmed its previously announced declaration of the first quarter 2013 dividends of $0.2500000 per share on the company’s floating rate non-cumulative preferred stock, Series A , and $0.4062500 per share on the company’s 6.50% non-cumulative preferred stock, Series B . ... Read News

Annuities And The Payout Phase - World Bank Internet Error ...
Regulation of Providers: • If variable annuities are used as the instrument, the challenge is comparative pricing, as there is no fixed payment to compare across products. Reserving requirements for the ‘guaranteed’ level are needed, ... Fetch Here

Beer? In a bottle? Brilliant! Variable Annuities? Great idea? In 2003, a well-known Irish beer company launched an ad campaign featuring two animated brewmasters declar- their regulation depends on the services they provide. ... Read Here

TITLE 365. INSURANCE DEPARTMENT CHAPTER 25. LICENSURE OF ...
ANNUITY DISCLOSURE REGULATION [NEW] 365:25-19-1. Purpose The purpose of this regulation is to provide standards for the disclosure of certain registered variable annuities or other registered products; (2) Immediate and deferred annuities. ... Fetch This Document

Actuarial Research Clearing House 1991 VOL. 3 Variable ...
REGULATION OF VARIABLE ANNUITIES Variable annuities are highly regulated insurance products. Like variable life, variable annuities ere considered securities and as such are subject to federal securities laws. Companies issuing varla~le contracts ... Return Document

Senior Protection In Annuity Transactions Regulation
NASD and suitability of variable annuities. Compliance with the National Association of Securities Dealers Conduct Rules pertaining to suitability shall satisfy the regulation may be reduced or eliminated at the discretion of the Insurance Commissioner ... View Doc

Re: Confirmation Requirements And Point Of Sale Disclosure ...
Variable annuities, variable life insurance policies and 529 plans. VALIC is a stock life insurance company engaged primarily in the sale of fixed and Division of Market Regulation (Nov. 24, 1979); Fred A. Little, Shaw, Pittman, Potts & ... Fetch This Document

VA VA Voom - MMC.com - Welcome
Variable annuities are in pole position to meet the requirements of the European asset protection market Regulation – In some cases, variable annuity products have been based on regulatory, and especially tax incentives. European ... Fetch Doc