Equity Indexed Annuities Regulation

Appellate Court Upholds Challenge To SEC Regulation Of Fixed ...
Appellate Court Upholds Challenge to SEC Regulation of Fixed Indexed Annuities (“FIAs”) Major References: American Equity Investment Life Insurance Company v. ... Access Document

SECURITIES AND EXCHANGE COMMISSION 17 CFR Parts 230 And 240 ...
Regulation, Division of Investment Management, at (202) 551-6795, Securities and Exchange Commission, 100 F Street, NE, Washington, DC 20549-5720. 23 NASD, Equity-Indexed Annuities, Notice to Members 05-50 (Aug. 2005), available at: ... View Full Source

Broker-Dealer Supervision Of Variable Annuity Sales
Annuity Transactions Model Regulation 2. California’s Best Practices (December 2006 2 Report) C. State Securities Requirements. Proposed NASD Rule 2821 A. Background and Comments on Rule 2821 1. Equity Indexed Annuities A. NASD - Notice to Members 05-50 ... Return Document

DEFERENCE TO THE RULEMAKER, NOT TO THE RULE: THE D.C. CIRCUIT ...
FIXED INDEXED ANNUITIES RULE IN AMERICAN EQUITY INVESTMENT LIFE INSURANCE CO. V. SEC. Abstract: On July 12, 2010, the U.S. Court of Appeals for the District of Co- The Regulation of Fixed Indexed Annuities Fixed indexed annuities are financial products sold by life insur- ... Read Here

Index-Linked Crediting Feature For Deferred Non-Variable ...
Interstate Insurance Product Regulation Commission (“IIPRC”). These standards apply to benefits that are built-in to deferred non-variable annuity contract forms. and the NAIC Annuity Nonforfeiture Model Regulation as they pertain to equity-indexed annuities. I ... Read Document

By Email: Rule-comment@sec - North American Securities ...
Certain Equity-Indexed Annuities to Regulation Under the Federal Securities Laws Dear Ms. Harmon: On behalf of the North American Securities Administrators Association (NASAA),1 I am submitting this comment letter on the SEC’s proposed rule that would subject equity-indexed ... Access Full Source

FINRA Investor Alert: Should You Exchange Your Variable Annuity?
Independent regulation plays a critical role in America’s financial system—at no cost to taxpayers. We register brokers and brokerage firms, write and enforce rules governing their activities, examine firms Equity-Indexed Annuities—A Complex Choice ... Access Full Source

BNA, INC. SECURITIES REGULATION & LAW - Sutherland
Viding an exemption for equity indexed annuities from regulation as securities, as a preservation of state insur-ance treatment for indexed annuities, and as a nullifica-tion of the SEC’s Rule 151A under the 1933 Act for in-dexed annuities. ... Fetch Doc

A NaturalHedgefor Equity IndexedAnnuities
Equity Indexed Annuities (EIA) are customized investment products sold by insurance companies to provide savings and insurance benefits. Because of this distinction EIAs are exempted from SEC regulation2 and fall under state insurance regulation. ... View Doc

Uncertainty Reigns: The Status Of Indexed Universal Life ...
Of Indexed Universal Life Policies after Rule 151A 1 a rule ad dressed at equity index annuities (EIAs), 2 the Securities and Exchange Commission (SEC) threw into a complete three factor test of Rule 151 (state regulation of ... Access Doc

Fixed Index Annuities - Annuity Think Tank - About Annuities ...
Regulation. 4. Selling away represents a substantial loss of revenue for broker-dealers, in addition to persons of equity-indexed annuities (EIAs) that are not registered under the federal securities laws…” ! Supervision under Rule 3030 and Rule 3040 ... Access This Document

Life Ins. Law Survey No. 30: Solicitation - Use Of Disclosure ...
Two NAIC models—The Life Insurance Disclosure Model Regulation and the Annuity Disclosure Model Regulation—set forth requirements for providing buyer’s · Equity indexed annuities. Arkansas Code Ark. R. 054 00 017 (Life Insurance Disclosure) Does not apply to: ... Retrieve Here

4-HOUR ANNUITY TRAINING
Regulation of Variable Annuities Variable annuities present considerable market risk to buyers and don’t always balance that risk with free guarantees. equity-indexed annuities was followed by the Dodd-Frank Wall Street Reform and Consumer ... Read Document

Financial Services Compliance & Regulatory Focus
GAO Releases Report on Financial Regulation Entity (CSE) Program Broker-Dealers The SEC issued a rule that establishes the standards for determining when equity-indexed annuities are considered not to be annuity contracts under the securities ... Document Viewer

Life, Accident And Health Insurers - Annual Filings Checklist ...
Ongoing Compliance for Equity Indexed Annuities 2 EO xxx 3/1 Company K 12 Actuarial Certification Related to Hedging required by Actuarial Guideline XLIII 2 EO Annuity Model Regulation 0 EO xxx 3/1 Company K, FF ... Retrieve Document

Economic Security And The Economics Of Life And Health Insurance
See Table 8-3 Regulation NAIC Model variable annuity regulation Equity-indexed annuity (EIA) An equity indexed annuity is a non-variable annuity contract with an interest crediting mechanism tied to an external index, This will be the case with variable and equity indexed annuities. ... Fetch Full Source

Annuity
NAIC MODEL REGULATION Please return the completed form by e-mail to Sarv Samra at thru Dept use only NON-VARIABLE DEFERRED ANNUITY email address: samras@insurance.ca.gov If more than one equity indexed benefit is offered, is a separate NF rate reduction ... Fetch This Document